Hermes Bot
18 lines
1.8 KiB
Markdown
18 lines
1.8 KiB
Markdown
5% is acceptable.
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3. **Islamic finance advisor** (or a scholar versed in muamalat). Present your evidence. Ask: ‘Does this pricing model fall under *ghabn*? What is the *qima al-mithl* for a digital product? Is profit-sharing (mudaraba) a better model for our premium tier?’ Document their answer as a *fatwa*-like guidance. This becomes your *daleel* for the final decision.”
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**MUJTAHID:**
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“Shura is not a vote. It is a structured consultation to uncover blind spots and weigh evidence. The Prophet (peace be upon him) consulted his companions even when revelation was available. Why? To sharpen his understanding of context.
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Methodology:
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- *Istisharat* (seeking counsel) from three groups: experts (finance, engineering, Islamic law), stakeholders (CEO, user advocates), and those affected (users).
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- *Tarjih* (weighing): When opinions conflict, give more weight to the *daleel* that is *qati* (definitive) over *zanni* (probable). For example, the user’s emotional response (‘I feel exploited’) is *zanni* but must be taken seriously. The Quranic prohibition is *qati*. So if a pricing model *feels* exploitative to a significant user segment, it likely violates the *maqsad* even if technically permissible.
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- *Tadwin* (recording): Document every opinion with the reasoning. If you reject an opinion, write why. This protects you from later *ghurur* (arrogance) and allows for *muraja’a* (revision).
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After shura, you should have:
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- A clear *shart* (condition) for the pricing model (e.g., ‘Must not exceed 20% churn in first 90 days’).
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- A *munkathir* (nullifier) statement: ‘If user fairness perception drops below 70%, roll back.’
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- A prioritized list of *zanni* assumptions to test in the next sprint.”
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*End of Part 1 — proceed to Part 2: Principle, Protocol, Muhasaba.* |