Hermes Bot
1.8 KiB
1.8 KiB
5% is acceptable.
- Islamic finance advisor (or a scholar versed in muamalat). Present your evidence. Ask: ‘Does this pricing model fall under ghabn? What is the qima al-mithl for a digital product? Is profit-sharing (mudaraba) a better model for our premium tier?’ Document their answer as a fatwa-like guidance. This becomes your daleel for the final decision.”
MUJTAHID:
“Shura is not a vote. It is a structured consultation to uncover blind spots and weigh evidence. The Prophet (peace be upon him) consulted his companions even when revelation was available. Why? To sharpen his understanding of context.
Methodology:
- Istisharat (seeking counsel) from three groups: experts (finance, engineering, Islamic law), stakeholders (CEO, user advocates), and those affected (users).
- Tarjih (weighing): When opinions conflict, give more weight to the daleel that is qati (definitive) over zanni (probable). For example, the user’s emotional response (‘I feel exploited’) is zanni but must be taken seriously. The Quranic prohibition is qati. So if a pricing model feels exploitative to a significant user segment, it likely violates the maqsad even if technically permissible.
- Tadwin (recording): Document every opinion with the reasoning. If you reject an opinion, write why. This protects you from later ghurur (arrogance) and allows for muraja’a (revision).
After shura, you should have:
- A clear shart (condition) for the pricing model (e.g., ‘Must not exceed 20% churn in first 90 days’).
- A munkathir (nullifier) statement: ‘If user fairness perception drops below 70%, roll back.’
- A prioritized list of zanni assumptions to test in the next sprint.”
End of Part 1 — proceed to Part 2: Principle, Protocol, Muhasaba.