wmj f88609332c Add scholarly review log; flag waqf 1/3 cap conflict for review
Clause_10 applies a blanket one-third cap to all waqf/sadaqah jariyah,
Clause_03 implies only wasiyyah is capped, and the Horizon 1 PRD (§8.5)
caps family waqf only under a marad al-mawt flag. These three positions
disagree and need a named Shariah advisor's determination before the
Family Waqf Designator (gated per PRD §8.5) proceeds. Also logs the
related sibling-share model gap (full/consanguine/uterine) as OPEN-02.
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