Hermes Bot
34 lines
4.2 KiB
Markdown
34 lines
4.2 KiB
Markdown
## THE DECLARATION
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**HUKM:** The estate shall inventory every digital asset, account, and access credential within thirty days of this will’s execution, and maintain that inventory as a living document updated quarterly.
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**DALEEL:** The Prophet ﷺ said, “It is the duty of a Muslim who has something to bequeath not to let two nights pass without writing a will” (Bukhari). Writing requires knowing what you own. The Sahaba recorded debts, palm groves, and shares. Digital assets are today’s palm groves—only invisible unless documented. Allah commands trustworthiness in trusts (An-Nisa 4:58). You cannot preserve what you cannot see.
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**MAQSAD:** Hifz al-Mal (Preservation of Wealth). The wealth exists independently of your death; the inventory ensures it is not lost to the heirs, the Ummah, or the Waqf. Also serves Hifz al-Din (preservation of faith) because undirected wealth may fall into haram hands or be abandoned to entity-controlled servers.
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**SHURUT:**
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- Every entry must include three fields: (1) asset name/URL/contract address, (2) access method (seed phrase, password, 2FA backup, private key), (3) designation—personal, business, or Waqf.
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- The inventory must be stored in at least two independent physical locations (e.g., safe deposit box + trusted executor) and one encrypted digital backup with a dead-man switch.
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- The executor (Wasi) must be named as a beneficiary or co-signer on any multi-sig wallet or domain registrar account, or else a mechanism must exist for them to claim control after death.
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- Each asset must be valued or assigned a replacement cost estimate to determine if it exceeds 1/3 of the estate for Wasiyyah purposes.
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**MUNKATHIRAT:**
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- The clause is nullified if the inventory is stored exclusively online without a physical fallback—a single server crash or account lockout destroys the estate.
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- The clause is nullified if the inventory includes assets you do not own outright (e.g., company-controlled social media accounts, borrowed NFTs)—these cannot be bequeathed.
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- The clause is nullified if any access credential is shared with a person who is not the Wasi or a co-trustee before death, as it may constitute a premature transfer or gift (Hiba).
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## THE EXECUTION
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**STEP 1:** This week, open a single plain-text file or a password manager vault titled “Digital Inventory — [Your Full Name] — Will Reference.” List every digital asset you can recall within 60 minutes. Separate into four categories: (A) Crypto wallets and tokens (include chain, contract address, approximate USD value), (B) Domains and hosting accounts (registrar, expiry date, login), (C) Intellectual property (code repos, patents, courses, PDFs written, SaaS source code), (D) Social and platform accounts (YouTube, Substack, Twitter, Discord roles, DAO memberships). Do not skip any. **This step must be completed within 7 days.**
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**STEP 2:** For each asset in categories A and B, write the access method in a separate sealed envelope or encrypted note. For crypto: seed phrase, multi-sig configuration, or hardware wallet location. For domains: registrar login, 2FA backup codes, and domain transfer PIN. Place these envelopes in a fireproof safe or safety deposit box whose location and key are documented in your will. **Deadline: 14 days from now.**
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**STEP 3:** Inform your executor (Wasi) and one alternate that the inventory exists, where it is physically stored, and how to access the encrypted digital copy. Give them a sealed letter containing only the URL of your encrypted backup and a hint to retrieve the decryption key (e.g., “ask my wife for the blue notebook”). Then update your will’s digital assets clause to reference this inventory by name and date. **Deadline: 30 days from now.**
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---
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## THE HISBAH
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What is the one digital asset you own—a wallet, a domain, a SaaS account—that if you died tonight, no one would ever find, and whose value would vanish into the void of unclaimed servers? Write its name here: __________________. Now ask yourself: is that asset worth more to you than the one hour it takes to document it? The Prophet ﷺ said, “A believer’s wealth is not lawful unless given willingly” (Ahmad). Your heirs cannot will what they cannot see. **What dies with you that shouldn’t?** |