Add estate agent delegation: real accounts, multi-tenant backend, RLS-enforced roles

Per explicit product direction: the app assumed a single user (head of
family) with everything in per-device localStorage. There was no way for
a family to delegate estate management to an agent (relative or
professional) without literally handing over the device. This required
real backend infrastructure, not a UI addition — added Supabase
(Postgres + Auth) as a multi-tenant backend.

Schema (nf_ prefixed to stay isolated from other tables in the reused
"Falah OS demo" project): nf_families, nf_family_members (role: owner/
agent, status: invited/active), and family-scoped versions of every
estate table — nf_assets, nf_trusted_contacts, nf_hibah_gifts,
nf_waqf_designations/nf_waqf_beneficiaries, nf_nominations,
nf_attestors, nf_death_triggers.

Permission model, enforced by RLS at the database level (not just
hidden in the UI): an agent can do everything an owner can — add/edit
assets, draft Hibah/Waqf/Nominations, set up the Death Trigger — except
fire it. nf_death_triggers' UPDATE/INSERT policies use a WITH CHECK that
only allows triggered=true when the caller has role='owner' on that
family. A professional agent can be invited to multiple families and
switches between them from their own dashboard.

New: auth.js, family.js, db.js, AuthScreen.svelte, FamilySwitcher.svelte,
FamilyManagement.svelte (new "Family" tab: invite agents, see members,
switch families). AssetRegistry, HibahTracker, FamilyWaqfDesignator,
NominationRegistry, CoverageDashboard, and DeathTrigger all migrated
from storage.js (localStorage) to db.js (Supabase), scoped to the
active family_id. App.svelte now gates on auth + family selection
before showing the main tab shell.

Three real bugs found and fixed via testing against the live backend
(not caught by the old localStorage-based suites, which had no
cross-client concurrency to expose them):
- RLS gap: pending-invite lookup joins nf_families(name), but the
  invitee isn't a family member yet, so the join was silently dropped —
  added a policy letting a pending invitee see just the family name.
- Attestor row race: lazy "create on first blur" could double-fire from
  two different code paths, creating duplicate rows and confirming the
  wrong one. Fixed by eagerly creating attestor rows on first load so
  every row always has a real id — no more create-or-update ambiguity.
- Out-of-order async clobber: three death-trigger setup fields each
  fired a full-snapshot upsert on every input; whichever request
  *finished* last (not fired last) won, silently reverting the other
  two fields to stale values. Fixed with per-field partial updates
  (updateDeathTriggerField) that can't clobber columns they don't touch.

e2e-family-agent.cjs: full owner/agent flow against the live Supabase
backend — invite, accept, shared live data, agent blocked from firing
the trigger (button stays disabled and a direct RLS-level attempt would
also fail), owner successfully fires it. 12/12 passing.
e2e-smoke-authed.cjs: post-auth-gate sweep confirming every existing tab
still renders and its info panel still opens under the new sign-in
requirement. 24/24 passing, zero console errors.

Known follow-up, not done here: the eight pre-auth E2E suites
(e2e-uat.cjs, e2e-fastpath.cjs, e2e-trust.cjs, e2e-business.cjs,
e2e-digital-vehicle.cjs, e2e-property.cjs, e2e-other.cjs, e2e-info.cjs)
assume an anonymous landing page and need a sign-in prelude added
before they're valid again — their detailed assertions were re-verified
functionally via the smoke test and manual review, not by running them
as-is.

src/lib/CoverageDashboard.svelte

@@ -2,11 +2,28 @@
   // The whole point of this app, made visible as one number: what fraction of the
   // estate is already arranged to bypass Faraid/probate entirely, versus what will
   // still fall into the slow court queue because no fast-path instrument covers it.
+  import { onMount } from 'svelte';
   import { computeCoverage, suggestedChannel } from './nonprobate.js';
+  import { activeFamilyId } from './family.js';
+  import { listAssets, listHibahGifts, listNominations, getWaqfDesignation } from './db.js';
   import Disclaimer from './Disclaimer.svelte';
   import InfoPanel from './InfoPanel.svelte';
 
-  const coverage = computeCoverage();
+  let familyId = $state(null);
+  activeFamilyId.subscribe(v => familyId = v);
+
+  let coverage = $state({ rows: [], total: 0, fastTotal: 0, exposedTotal: 0, fastPercent: 0 });
+
+  async function refresh() {
+    if (!familyId) return;
+    const [assets, gifts, nominations, waqf] = await Promise.all([
+      listAssets(familyId), listHibahGifts(familyId), listNominations(familyId), getWaqfDesignation(familyId)
+    ]);
+    coverage = computeCoverage({ assets, gifts, nominations, waqfCorpusId: waqf?.corpusAssetId ?? null });
+  }
+
+  onMount(refresh);
+  $effect(() => { familyId; refresh(); });
 
   const CHANNEL_LABELS = {
     hibah: 'Hibah — lifetime gift, completed',