Nur Falah · Prevention Suite · updated 2026-08-14

Seven people, one estate — mapped end to end

Every role the app actually has, from the head of family logging their first asset to the mosque contact who's emailed automatically the moment a death trigger fires. Journeys are built from what's implemented today, not aspirational flows — updated with Zakat, Sadaqah, Khairat, jurisdiction/professional review, and the prayer-times/Qibla/locate/Quran/neighbourhood tools added since the first version of this map.

Has a Nur Falah account Never signs in — reached by data others enter

The Head of Family

Owner

Get everything they own arranged to skip the slow Faraid/probate queue, before anyone needs it to.

Creates the family and sets jurisdiction

Signs up, starts a family, picks Malaysia/Singapore/UK once in Settings — this quietly drives every legal note downstream.

AuthFamily SwitcherSettings

Logs everything they own

Property, cash, vehicles, business interests, digital assets — each with ownership share, then attaches proof (title, grant, cover note) for later verification.

Assets

Sees the gap, not just the data

Coverage Dashboard shows the exposed percentage; the recommendations list turns that into a specific next tab to open.

CoverageFaraid

Closes the gap with the right instrument

Hibah for immediate lifetime gifts, Family Waqf for a dedicated corpus, Nomination Registry for EPF/Takaful/bank mandates/trusts/business continuity/digital custody.

HibahFamily WaqfNominate

Writes the discretionary third

Bequests non-heirs within the one-third cap, generates a draft will document, and requests a professional's review before treating it as final.

Wassiyah

Rounds out the picture

Logs Takaful/insurance policies, runs the Zakat check, records a Khairat scheme membership and a shared emergency fund target, builds the family tree with photos, and sets up their own death-trigger attestors — though they can never fire their own trigger.

InsuranceZakatKhairatTreeTrigger

Adds who to call, not just who inherits

Tags trusted contacts by category — mosque, khairat officer, police, ambulance/hospital — with an email address, so the right people are notified automatically the moment a trigger fires, not just the heirs.

Assets

Delegates

Invites a mutawalli/agent and other adult family members, so the estate outlives any one person managing it alone.

Family

Comes back for reasons that aren't death

Logs daily Sadaqah and keeps a giving streak, checks prayer times and Qibla, reads Quran, and finds a nearby mosque or halal option — the same app, opened for entirely different reasons than the estate plan that brought them here.

SadaqahPrayer TimesQiblaQuranLocate
OutcomeA documented, mostly-covered estate with a trustee already in place, plus a reason to open the app on a day nothing in the estate changed.

The Family Member

Member

Handle their own share of the estate planning without needing to run the whole family's affairs.

Accepts an invite

Joins a family the owner already created — no family of their own to set up.

Pending Invites

Sees the shared estate, adds to it

Views family-wide Assets, Hibah, and Nominations; can add assets and confirm another member's asset as a second witness — but can't manage who's in the family.

Assets

Authors their own documents

Their Wassiyah, Waqf, Insurance, Zakat, and Khairat membership are theirs alone — visible to the mutawalli for execution, invisible to other members. Can request a professional review of their Wassiyah and generate a jurisdiction-aware draft will.

WassiyahFamily WaqfInsuranceZakatKhairat

Adds themselves to the tree

Places themselves and their relatives in the family genealogy, with photos where they have them — and can dedicate Sadaqah in memory of a deceased relative right from that person's card.

TreeSadaqah

Uses it like a daily companion, not just a filing cabinet

Keeps a Sadaqah streak, checks prayer times and Qibla, reads Quran, and posts on the mosque neighbourhood board — all independent of whatever estate role they hold in this family.

Prayer TimesQiblaQuranNeighbourhood
OutcomeTheir personal instruments exist under the family umbrella, isolated from everyone else's — and they have reasons to open the app that have nothing to do with the family estate at all.

The Estate Agent / Mutawalli

Agent

Execute what the family already planned, exactly when it's needed — and never for themselves.

Accepts the mutawalli invite

Joins with agent-level access; switches into this family from any others they already serve.

Pending InvitesFamily Switcher

Reviews each member's documents

Picks a member from the chip list, reads their Wassiyah, Waqf, and insurance, and checks whether professional review has been requested or completed.

Mutawalli

Sets up the trigger for that member

Executor name, death certificate reference, two attestors who each confirm independently — never for the member who happens to be themselves.

Mutawalli

Fires it — heirs and emergency contacts both get word

Once both attestors confirm, fires the trigger. That single action automatically emails the tagged mosque/khairat/police/ambulance contacts, and a separate button sends the heir-notification email — real sends, not previews.

MutawalliTrigger

Works the execution packets

Uses the per-asset packets generated for each covered instrument to actually carry out the transfer.

Trigger
OutcomeActs with real authority over everyone else's plan and none over their own — enforced by the system, not just the UI.

The Professional Mutawalli

Agent · multi-family

Serve several unrelated families as their appointed trustee, without one family ever seeing another's affairs.

Holds the same role across families

Accepts separate agent invites from each client family, all under one login.

Family Switcher

Switches, executes, switches again

Every action — trigger status, attestor count, review state — is scoped to the active family and the specific member, so firing one client's trigger can never touch another's, even if the same person happens to belong to both.

Mutawalli
OutcomeOne professional, many clients, zero cross-contamination — the case this app's data model was specifically hardened for.

The Heir / Beneficiary

No account

Find out what was left to them, without needing to have planned any of it themselves.

Named, not signed up

A family member enters their email against a Wassiyah bequest or a Waqf beneficiary — the heir never touches the app at this point, or maybe ever.

WassiyahFamily Waqf

Gets one email, once

After the mutawalli confirms death and fires the trigger, an email lands in their inbox — sent through the app's own mail relay, not a third-party marketing tool.

notify-heirs
OutcomeLearns what's theirs at the moment it matters, with no account to forget the password to.

The Emergency / Community Contact

Mosque · Khairat · Police · Ambulance · No account

Find out a death has happened the moment it's confirmed — without being on any heir list at all.

Tagged, not invited

A family member adds them to Trusted Contacts with a category — mosque, khairat officer, police, ambulance/hospital — and an email address. Nothing is sent yet.

Assets

One automatic email, the moment the trigger fires

No manual step from the mutawalli required — firing the trigger auto-sends this notice alongside the heir email, so the khairat process and burial logistics can start without someone remembering to make a phone call.

notify-emergency-contacts
OutcomeThe people who need to act fastest — the mosque, the khairat officer, emergency services — hear it automatically, not secondhand.

The Professional Reviewer

Lawyer / consultant · no account

Give a real legal opinion on a draft before a family relies on it — without the app pretending to replace them.

Contacted outside the app

A family member marks their Wassiyah "review requested" and reaches out directly — no in-app marketplace or booking.

Wassiyah

Reviews the actual draft

Reads the generated will document — clearly watermarked as a draft, not a claim of legal validity — with jurisdiction-specific notes already flagging what execution requires.

Draft will PDF

Sign-off gets recorded

The family member marks it "reviewed" with the reviewer's name — visible to the mutawalli from then on.

WassiyahMutawalli
OutcomeA real professional opinion, tracked as a visible status — the app hands off, it doesn't substitute.

People in the tree who never log in

Grandparents, deceased relatives, young children — most nodes in a real family tree have no account and never will. Anyone with access adds them as a lightweight person record with a name, dates, and an optional photo, and can link them to a real account later if one gets created. They're a data subject in this app, not a user of it.

Neighbourhood is a different circle than "family"

Every persona above operates inside one estate-planning family. The Neighbourhood board doesn't — it's scoped to the individual account, joined by a code shared at the mosque, and completely independent of which family (or families, for a professional mutawalli) that person belongs to. The same signed-in person can be the Head of Family in one context and just another voice on the community board in another, with no data crossing between the two.