feat: micro-learning module with seed data

- Add Course and Module models to Prisma schema
- Create seed-learn.json with Daily Fiqh for Beginners (5 modules)
- Create seed-learn.js with Hermes patch (strip id/courseId from create)
- Add /learn page with course listing
- Add /learn/[courseSlug]/[moduleId] page with content + quiz
- Quiz data stored as JSON string per module
- Content rendered as markdown with Key Concept, Details, Reflection, Action Step sections

TODO:
- Add audio player component for listen toggle
- Add progress tracking per user
- Add actual quiz scoring/validation
- Connect to TTS pipeline for audio generation

.env.template

@@ -0,0 +1,83 @@
+# Falah OS v1.3 Production Environment Template
+# Copy this to .env and fill in the values
+
+# =============================================================================
+# CORE CONFIGURATION
+# =============================================================================
+NODE_ENV=production
+DOMAIN=falah-os.com
+PROTOCOL=https
+
+# =============================================================================
+# SECURITY - GENERATE WITH: openssl rand -base64 32
+# =============================================================================
+JWT_SECRET=CHANGE_ME_generate_secure_random_string
+ENCRYPTION_KEY=CHANGE_ME_generate_secure_random_string
+ADMIN_SECRET=CHANGE_ME_generate_secure_random_string
+
+# =============================================================================
+# DATABASE - UPDATE credentials for production
+# =============================================================================
+POSTGRES_HOST=postgres-primary
+POSTGRES_PORT=5432
+POSTGRES_USER=postgres
+POSTGRES_PASSWORD=CHANGE_ME_strong_password
+POSTGRES_DB=falahdb
+
+# =============================================================================
+# REDIS - UPDATE password for production
+# =============================================================================
+REDIS_HOST=redis-master
+REDIS_PORT=6379
+REDIS_PASSWORD=CHANGE_ME_strong_password
+
+# =============================================================================
+# SERVICE URLs (Internal)
+# =============================================================================
+UMMAHID_URL=http://ummahid:3000
+WALLET_URL=http://wallet:3000
+RAMZ_URL=http://ramz:3000
+MOCKNET_URL=http://mocknet:3000
+
+# =============================================================================
+# WALLET SERVICE
+# =============================================================================
+PROTOCOL_FEE_PERCENT=1.5
+
+# =============================================================================
+# RAMZ CONTRACT ENGINE
+# =============================================================================
+SHARIAH_RULES=NO_RIBA,NO_GHARAR,NO_MAYSIR,HALAL_COMMODITY,ASSET_BACKED,MUTUAL_CONSENT,NO_BAI_INAH
+
+# =============================================================================
+# BACKUP CONFIGURATION
+# =============================================================================
+BACKUP_DIR=/backups
+S3_BUCKET=falah-os-backups
+RETENTION_DAYS=30
+
+# =============================================================================
+# MONITORING
+# =============================================================================
+GRAFANA_PASSWORD=CHANGE_ME_strong_password
+ALERT_EMAIL=alerts@falah-os.com
+SLACK_WEBHOOK_URL=
+
+# =============================================================================
+# CDN & EXTERNAL SERVICES
+# =============================================================================
+CDN_API_KEY=
+CDN_ZONE_ID=
+
+# =============================================================================
+# LOGGING
+# =============================================================================
+LOG_LEVEL=info
+LOG_FORMAT=json
+
+# =============================================================================
+# FEATURE FLAGS
+# =============================================================================
+ENABLE_MOCKNET=false
+ENABLE_CHAOS_TESTING=false
+ENABLE_DEBUG=false