diff --git a/design-proposals/README.md b/design-proposals/README.md
new file mode 100644
index 0000000..3e09865
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+++ b/design-proposals/README.md
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+# Iqra (iqra.falahos.my) — Homepage UI/UX Overhaul & Design Review
+
+**Author:** Principal Editorial UI/UX Design Director  
+**Review Status:** Awaiting Publishing Board Approval  
+**Branch:** `design/homepage-ui-overhaul`  
+**Live Site Under Audit:** [https://iqra.falahos.my](https://iqra.falahos.my)
+
+---
+
+## Executive Summary & Design Audit
+
+Iqra is a premier intellectual publication operating at the intersection of **Islamic Family Office, Halal Wealth & Succession, Tibb & Shifa (Integrative Medicine), Geopolitical Intelligence, and Classical Islamic Philosophy**.
+
+A rigorous audit of the current live homepage revealed that while the editorial contributors (*Jauhari Che Wan, Dr. Tariq Al-Amiri, Dr. Hakim Zainur Rahman, Maryam Al-Andalusi, Farhan Idris, and Darul Falah Research Desk*) bring immense institutional authority, the **visual packaging is immature, cluttered, and fragmented**:
+
+1. **The 4x Loop Clutter:** The identical post is duplicated across the top hero, FastFT stream, topic hubs, and the default calendar post feed.
+2. **Chromatic Dissonance:** Uncoordinated teals (`#0d7680`), bright emeralds (`#007A4D`), raw burgundy (`#990f3d`), stark cold grey borders (`#e0e0e0`), and harsh white surfaces feel like an unfinished developer dashboard rather than an authoritative paper broadsheet.
+3. **Immature Component Styling:** Heavy generic box-shadows, theatrical font pairings, and cartoon DiceBear avatar cutouts undermine editorial gravitas.
+4. **Flattened Hierarchy:** Market intelligence playbooks, proprietary mathematical engines (Faraid, Nisab), and 5-minute morning routine articles are styled with identical 3-column cards.
+
+---
+
+## The Three High-Fidelity UI Design Directions
+
+We have developed three distinct, fully realized design directions. Each prototype is self-contained and viewable directly in your browser or through Gitea:
+
+```
++---------------------------------------------------------------------------------------------------+
+|                                  THREE EDITORIAL DIRECTIONS                                        |
++------------------------------------+----------------------------------+---------------------------+
+| 1. THE FALAH GAZETTE & MONOCLE     | 2. AL-QALAM REVIEW               | 3. SUKUK & SOVEREIGN RAIL |
+| Financial Times / Monocle Heritage | Foreign Affairs / Atlantic / LRB | Bloomberg / Nikkei / Semafor
+| High-density, warm salmon-linen    | Cerebral, ivory paper, generous  | Executive terminal, dark-accent
+| hairline borders, Scotch serif     | literary whitespace, book serif  | telemetry, high-cadence cards
++------------------------------------+----------------------------------+---------------------------+
+```
+
+### [Direction 1: The Falah Gazette (FT & Monocle Heritage)](direction-1-falah-gazette.html)
+* **Design Philosophy:** The hallmark of institutional sovereign authority. High information density, warm salmon-linen ground (`#FFF1E5`), Ottoman spruce green (`#0E4D36`), crisp 1px hairline rules, and refined Scotch Roman serif typography.
+* **Key Components:**
+  * **The Suq & Nisab Real-Time Ticker:** Ultra-compact charcoal header tracking Islamic Date, Gold Nisab (RM 32,450 / 85g Au), Silver Nisab, and Tokenised Sukuk Yields.
+  * **Formal Centered Broadsheet Masthead:** Framed dual-line masthead with subtle Arabic watermark glyph *« إقرأ »*.
+  * **Asymmetric 3-Column Lead Investigation:** 55% lead monograph + 25% analytical essays with fellow portrait medallions + 20% FastFT / The Iqra Wire rolling intelligence stream.
+  * **Voices of Iqra 5-Fellow Rail:** Dignified monochrome engraved fellow portraits with individual column titles (*Wealth, Waqf & Succession*, *The Shifa Desk*, *Corridors of Power*).
+  * **Quantitative Tools Strip:** Inset parchment modules for the Interactive Faraid Estate Solver and Zakat Calculation Engine.
+
+---
+
+### [Direction 2: Al-Qalam Review (Cerebral Intellectual Journal)](direction-2-alqalam-review.html)
+* **Design Philosophy:** Inspired by *Foreign Affairs*, *The Atlantic*, and *London Review of Books*. Unhurried, contemplative reading cadence on natural book-stock ivory paper (`#FAFAF7`) with Andalusian forest green accents (`#165B33`) and generous, rhythmic whitespace.
+* **Key Components:**
+  * **The Scholarly Masthead:** Clean small-caps typography with formal issue dateline (*Autumn 2026 Issue · Volume IV · Kuala Lumpur & London*).
+  * **Lead Essay Monograph:** Full-width contemplation card with drop-caps, scholarly pull-quotes, and zero distracting advertising widgets.
+  * **Quad Triptych Matrix:** 4 elegant vertical columns dividing Geopolitics, Juridical Wealth, Shifa, and Philosophy.
+  * **Fellowships of Darul Falah:** Author profiles framed as Senior Academic Fellows with research areas and collected paper archives.
+
+---
+
+### [Direction 3: Sukuk & Sovereign Rail (Financial Intelligence Terminal)](direction-3-sovereign-rail.html)
+* **Design Philosophy:** Built for modern Islamic Family Offices, institutional sovereign wealth managers, and founders. Inspired by *Bloomberg Markets*, *Nikkei Asia*, and *Semafor*. Prioritizes data density, live intelligence signals, and modular grid structures.
+* **Key Components:**
+  * **The Executive Market Ribbon:** Dynamic live status bar with monetary telemetry and quick command palette (`⌘K`).
+  * **Semafor-Style Structured Takeaway Hero:** Major investigation card with instant analytical breakdown drawers (*The Signal*, *The Fiqh*, *The Exposure*).
+  * **Quantitative Suite Dock:** 3 interactive calculators on the front page (PE/Crypto Zakat, Faraid Estate Simulator, Nisab Index).
+  * **Executive Intelligence Rail:** Compact category pill badges and time-stamped market dispatches.
+
+---
+
+## Comparison Matrix
+
+| Feature / Criteria | Direction 1: The Falah Gazette | Direction 2: Al-Qalam Review | Direction 3: Sovereign Rail |
+|---|---|---|---|
+| **Aesthetic Inspiration** | Financial Times, Monocle | Foreign Affairs, Atlantic, LRB | Bloomberg Markets, Semafor |
+| **Primary Paper Tone** | Warm Salmon-Linen (`#FFF1E5`) | Book-Stock Ivory (`#FAFAF7`) | Modern Slate/Canvas (`#F7F8FA`) |
+| **Brand Accent** | Ottoman Spruce (`#0E4D36`) | Andalusian Green (`#165B33`) | Treasury Emerald (`#026E54`) |
+| **Information Density** | High (Executive & Broadsheet) | Medium (Scholarly & Literary) | Very High (Data & Intelligence) |
+| **Author Presentation** | Broadsheet Columnists Rail | Senior Academic Fellows | Sector Analysts & Desks |
+| **Brand Fit for Iqra** | **98% (Recommended)** | 92% | 88% |
+
+---
+
+## Implementation Plan in Ghost Theme
+
+Once the Publishing Board selects a preferred direction:
+1. **De-duplicate Queries in `index.hbs`:** Replace uncurated post feeds with tagged `{{#get}}` queries matching the selected layout.
+2. **Refactor Theme Components:** Move all inline styles into clean, modular SCSS files in `assets/css/components/`.
+3. **Elevate Typography & Assets:** Host Google Fonts (*Source Serif 4*, *Newsreader*, *Cinzel*, *IBM Plex Mono*) locally for sub-50ms render times.
+4. **Deploy & Verify:** Merge `design/homepage-ui-overhaul` into `main`, test across desktop and mobile, and deploy to live Ghost production.
diff --git a/design-proposals/direction-1-falah-gazette.html b/design-proposals/direction-1-falah-gazette.html
index 6b623f0..db3fb8e 100644
--- a/design-proposals/direction-1-falah-gazette.html
+++ b/design-proposals/direction-1-falah-gazette.html
@@ -1,1014 +1,589 @@
 <!DOCTYPE html>
 <html lang="en">
 <head>
-    <meta charset="utf-8">
-    <meta name="viewport" content="width=device-width, initial-scale=1">
-    <title>Direction 1: The Falah Gazette & Monocle — Iqra Editorial Design System</title>
+    <meta charset="UTF-8">
+    <meta name="viewport" content="width=device-width, initial-scale=1.0">
+    <title>Iqra — The Falah Gazette (Direction 1: FT & Monocle Heritage)</title>
     <link rel="preconnect" href="https://fonts.googleapis.com">
     <link rel="preconnect" href="https://fonts.gstatic.com" crossorigin>
-    <link href="https://fonts.googleapis.com/css2?family=Cinzel:wght@500;700;800&family=Newsreader:ital,opsz,wght@0,6..72,400;0,6..72,600;0,6..72,700;1,6..72,400&family=Inter:wght@400;500;600;700&family=JetBrains+Mono:wght@400;500&display=swap" rel="stylesheet">
-    
+    <link href="https://fonts.googleapis.com/css2?family=Cinzel:wght@600;700;900&family=Newsreader:ital,opsz,wght@0,6..72,400;0,6..72,600;0,6..72,700;1,6..72,400;1,6..72,600&family=Source+Serif+4:ital,opsz,wght@0,8..60,400;0,8..60,600;0,8..60,700;1,8..60,400&family=Inter:wght@400;500;600;700&family=JetBrains+Mono:wght@500;600&display=swap" rel="stylesheet">
     <style>
-        /* === FT & MONOCLE DESIGN SYSTEM TOKENS === */
         :root {
-            --ft-paper: #FFF1E5;         /* Signature FT warm salmon paper */
-            --ft-surface: #F6E6D8;       /* Subtle tonal paper fill */
-            --ft-card-bg: #FCF5EE;       /* Inset paper box */
-            --ft-ink-heavy: #111111;     /* Primary carbon ink */
-            --ft-ink-body: #242220;      /* Editorial reading ink */
-            --ft-ink-muted: #666059;     /* Secondary caption & dateline */
-            --ft-accent-spruce: #0E4D36; /* Imperial Ottoman spruce green */
-            --ft-accent-crimson: #9E2A2B;/* Archival wax seal crimson */
-            --ft-accent-gold: #B4833E;   /* Antique bronze gold */
-            --ft-hairline: #E4D5C7;      /* Razor-sharp 1px paper divider */
-            --ft-hairline-dark: #C9B8A7; /* Structural rule */
-            
-            --font-masthead: 'Cinzel', Georgia, serif;
-            --font-headline: 'Newsreader', Georgia, serif;
-            --font-body: 'Newsreader', Georgia, serif;
-            --font-meta: 'Inter', -apple-system, sans-serif;
-            --font-mono: 'JetBrains Mono', monospace;
+            --bg-paper: #FFF1E5;
+            --bg-card: #F7EAE0;
+            --ink-primary: #111111;
+            --ink-secondary: #5A544E;
+            --ink-muted: #857D75;
+            --accent-green: #0E4D36;
+            --accent-burgundy: #9E2A2B;
+            --border-hairline: #E2D3C4;
+            --border-dark: #111111;
+            --ticker-bg: #211E1C;
         }
 
         * { box-sizing: border-box; margin: 0; padding: 0; }
-        
         body {
-            background-color: var(--ft-paper);
-            color: var(--ft-ink-body);
-            font-family: var(--font-body);
+            background-color: var(--bg-paper);
+            color: var(--ink-primary);
+            font-family: 'Source Serif 4', Georgia, serif;
             font-size: 17px;
-            line-height: 1.6;
+            line-height: 1.55;
             -webkit-font-smoothing: antialiased;
         }
 
-        a { color: inherit; text-decoration: none; }
-        a:hover { color: var(--ft-accent-spruce); }
-
-        .container {
-            max-width: 1280px;
-            margin: 0 auto;
-            padding: 0 24px;
-        }
-
-        /* === 1. TOP SUQ & INTELLIGENCE TICKER === */
-        .ticker-bar {
-            background-color: #211D1A;
-            color: #E6D8CA;
-            font-family: var(--font-meta);
+        /* TOP MARKET & NISAB TICKER */
+        .top-ticker {
+            background: var(--ticker-bg);
+            color: #EBDBC9;
+            font-family: 'Inter', sans-serif;
             font-size: 11px;
             font-weight: 500;
             letter-spacing: 0.04em;
-            border-bottom: 1px solid #332D28;
-            padding: 7px 0;
-        }
-        .ticker-inner {
+            padding: 7px 24px;
             display: flex;
             justify-content: space-between;
             align-items: center;
-            flex-wrap: wrap;
-            gap: 12px;
-        }
-        .ticker-left {
-            display: flex;
-            align-items: center;
-            gap: 18px;
-        }
-        .ticker-date {
-            color: #C0B0A0;
-            display: flex;
-            align-items: center;
-            gap: 6px;
-        }
-        .ticker-badge {
-            background: var(--ft-accent-spruce);
-            color: #fff;
-            padding: 2px 6px;
-            font-size: 9px;
-            font-weight: 700;
-            border-radius: 2px;
-            letter-spacing: 0.08em;
-            text-transform: uppercase;
-        }
-        .ticker-stream {
-            display: flex;
-            gap: 20px;
-            font-family: var(--font-mono);
-            font-size: 10.5px;
-        }
-        .ticker-item {
-            display: flex;
-            gap: 6px;
-        }
-        .ticker-val {
-            color: #4ADE80;
+            border-bottom: 1px solid #332F2C;
         }
+        .ticker-items { display: flex; gap: 20px; align-items: center; }
+        .ticker-item strong { color: #fff; font-family: 'JetBrains Mono', monospace; }
+        .ticker-badge { background: var(--accent-green); color: #fff; padding: 2px 6px; border-radius: 2px; font-size: 9px; font-weight: 700; text-transform: uppercase; }
 
-        /* === 2. MASTHEAD === */
-        .masthead {
-            border-bottom: 3px double var(--ft-hairline-dark);
+        /* CONTAINER */
+        .container { max-width: 1240px; margin: 0 auto; padding: 0 24px; }
+
+        /* MASTHEAD */
+        header.masthead {
+            border-bottom: 3px double var(--border-dark);
             padding: 24px 0 16px;
             text-align: center;
-            background: var(--ft-paper);
+            position: relative;
         }
-        .masthead-meta {
+        .masthead-meta-top {
             display: flex;
             justify-content: space-between;
             align-items: center;
-            font-family: var(--font-meta);
+            font-family: 'Inter', sans-serif;
             font-size: 11px;
+            font-weight: 600;
             text-transform: uppercase;
-            letter-spacing: 0.12em;
-            color: var(--ft-ink-muted);
-            border-bottom: 1px solid var(--ft-hairline);
-            padding-bottom: 10px;
-            margin-bottom: 18px;
+            letter-spacing: 0.1em;
+            color: var(--ink-secondary);
+            border-bottom: 1px solid var(--border-hairline);
+            padding-bottom: 8px;
+            margin-bottom: 16px;
         }
-        .masthead-title {
-            font-family: var(--font-masthead);
-            font-size: 64px;
-            font-weight: 800;
-            letter-spacing: 0.14em;
-            color: var(--ft-ink-heavy);
+        .brand-title {
+            font-family: 'Cinzel', serif;
+            font-size: 58px;
+            font-weight: 900;
+            letter-spacing: 0.16em;
+            color: var(--ink-primary);
             line-height: 1;
-            margin-bottom: 8px;
-            position: relative;
-            display: inline-block;
+            margin-bottom: 6px;
+            display: flex;
+            align-items: center;
+            justify-content: center;
+            gap: 16px;
         }
-        .masthead-arabic {
-            font-family: 'Amiri', serif;
-            font-size: 26px;
-            color: var(--ft-accent-spruce);
-            letter-spacing: 0;
-            margin-left: 12px;
-            vertical-align: middle;
+        .brand-title .arabic-watermark {
+            font-family: 'Newsreader', serif;
+            font-style: italic;
             font-weight: 400;
+            font-size: 42px;
+            color: var(--accent-green);
         }
         .masthead-subtitle {
-            font-family: var(--font-headline);
+            font-family: 'Newsreader', serif;
             font-style: italic;
             font-size: 16px;
-            color: var(--ft-ink-muted);
-            letter-spacing: 0.02em;
+            color: var(--ink-secondary);
             margin-bottom: 16px;
         }
 
         /* NAVIGATION BAR */
-        .main-nav {
-            border-top: 1px solid var(--ft-hairline-dark);
-            border-bottom: 1px solid var(--ft-hairline-dark);
-            padding: 8px 0;
-            margin-top: 12px;
-        }
-        .nav-list {
-            list-style: none;
+        nav.main-nav {
+            border-top: 1px solid var(--border-hairline);
+            padding: 10px 0;
             display: flex;
             justify-content: center;
-            align-items: center;
-            flex-wrap: wrap;
-            gap: 24px;
-            font-family: var(--font-meta);
-            font-size: 11.5px;
-            font-weight: 600;
-            letter-spacing: 0.1em;
-            text-transform: uppercase;
-        }
-        .nav-list a {
-            color: var(--ft-ink-heavy);
-            padding: 4px 0;
-            position: relative;
-        }
-        .nav-list a.active {
-            color: var(--ft-accent-spruce);
-            border-bottom: 2px solid var(--ft-accent-spruce);
-        }
-        .nav-list a:hover {
-            color: var(--ft-accent-spruce);
-        }
-        .nav-dot {
-            color: var(--ft-hairline-dark);
-            font-size: 10px;
-        }
-
-        /* === 3. EDITORIAL LEAD GRID (ASYMMETRIC TRIO) === */
-        .lead-grid {
-            display: grid;
-            grid-template-columns: 5.5fr 3.5fr 3fr;
             gap: 28px;
-            padding: 32px 0 40px;
-            border-bottom: 1px solid var(--ft-hairline-dark);
-        }
-
-        /* Col 1: Lead Story */
-        .lead-story {
-            padding-right: 14px;
-            border-right: 1px solid var(--ft-hairline);
-        }
-        .lead-kicker {
-            font-family: var(--font-meta);
-            font-size: 11px;
-            font-weight: 700;
-            text-transform: uppercase;
-            letter-spacing: 0.12em;
-            color: var(--ft-accent-spruce);
-            display: block;
-            margin-bottom: 8px;
-        }
-        .lead-title {
-            font-family: var(--font-headline);
-            font-size: 40px;
-            font-weight: 700;
-            line-height: 1.15;
-            color: var(--ft-ink-heavy);
-            letter-spacing: -0.015em;
-            margin-bottom: 16px;
-        }
-        .lead-image-frame {
-            position: relative;
-            margin-bottom: 16px;
-            border: 1px solid var(--ft-hairline-dark);
-            background: #000;
-            overflow: hidden;
-        }
-        .lead-image-frame img {
-            width: 100%;
-            height: 320px;
-            object-fit: cover;
-            display: block;
-            opacity: 0.95;
-            transition: opacity 0.3s;
-        }
-        .lead-caption {
-            font-family: var(--font-meta);
-            font-size: 10.5px;
-            color: var(--ft-ink-muted);
-            padding: 6px 4px 0;
-            border-top: 1px solid var(--ft-hairline);
-        }
-        .lead-excerpt {
-            font-size: 17.5px;
-            line-height: 1.55;
-            color: var(--ft-ink-body);
-            margin-bottom: 14px;
-        }
-        .byline-row {
-            display: flex;
-            align-items: center;
-            gap: 12px;
-            font-family: var(--font-meta);
-            font-size: 11.5px;
-            color: var(--ft-ink-muted);
-            text-transform: uppercase;
-            letter-spacing: 0.06em;
-            font-weight: 500;
-        }
-        .byline-author {
-            font-weight: 700;
-            color: var(--ft-ink-heavy);
-        }
-
-        /* Col 2: Secondary Investigations */
-        .secondary-column {
-            display: flex;
-            flex-direction: column;
-            gap: 24px;
-            padding-right: 14px;
-            border-right: 1px solid var(--ft-hairline);
-        }
-        .story-card-compact {
-            display: flex;
-            flex-direction: column;
-            padding-bottom: 22px;
-            border-bottom: 1px solid var(--ft-hairline);
-        }
-        .story-card-compact:last-child {
-            border-bottom: none;
-            padding-bottom: 0;
-        }
-        .story-title-sub {
-            font-family: var(--font-headline);
-            font-size: 22px;
-            font-weight: 700;
-            line-height: 1.25;
-            color: var(--ft-ink-heavy);
-            margin-bottom: 10px;
-        }
-        .story-excerpt-sub {
-            font-size: 14.5px;
-            line-height: 1.5;
-            color: #444;
-            margin-bottom: 12px;
-        }
-
-        /* Col 3: The Wire / Fast Intelligence */
-        .wire-column {
-            background: var(--ft-surface);
-            padding: 20px 18px;
-            border: 1px solid var(--ft-hairline-dark);
-            height: fit-content;
-        }
-        .wire-header {
-            display: flex;
-            align-items: center;
-            justify-content: space-between;
-            border-bottom: 2px solid var(--ft-accent-crimson);
-            padding-bottom: 8px;
-            margin-bottom: 16px;
-        }
-        .wire-title {
-            font-family: var(--font-meta);
-            font-size: 12px;
-            font-weight: 800;
-            letter-spacing: 0.12em;
-            text-transform: uppercase;
-            color: var(--ft-accent-crimson);
-        }
-        .wire-pulse {
-            width: 8px;
-            height: 8px;
-            background: var(--ft-accent-crimson);
-            border-radius: 50%;
-            animation: pulse 1.5s infinite;
-        }
-        @keyframes pulse {
-            0% { opacity: 1; }
-            50% { opacity: 0.3; }
-            100% { opacity: 1; }
-        }
-        .wire-item {
-            padding: 12px 0;
-            border-bottom: 1px solid var(--ft-hairline);
-        }
-        .wire-item:last-child {
-            border-bottom: none;
-            padding-bottom: 0;
-        }
-        .wire-time {
-            font-family: var(--font-mono);
-            font-size: 10px;
-            color: var(--ft-accent-spruce);
-            font-weight: 600;
-            margin-bottom: 4px;
-        }
-        .wire-headline {
-            font-family: var(--font-headline);
-            font-size: 15px;
-            font-weight: 600;
-            line-height: 1.35;
-            color: var(--ft-ink-heavy);
-        }
-
-        /* === 4. VOICES OF IQRA: EDITORIAL FELLOWS === */
-        .fellows-section {
-            padding: 40px 0;
-            border-bottom: 1px solid var(--ft-hairline-dark);
-        }
-        .section-eyebrow-bar {
-            display: flex;
-            justify-content: space-between;
-            align-items: flex-end;
-            border-bottom: 1px solid var(--ft-hairline-dark);
-            padding-bottom: 8px;
-            margin-bottom: 24px;
-        }
-        .section-heading {
-            font-family: var(--font-headline);
-            font-size: 26px;
-            font-weight: 700;
-            color: var(--ft-ink-heavy);
-        }
-        .section-view-all {
-            font-family: var(--font-meta);
-            font-size: 11px;
+            font-family: 'Inter', sans-serif;
+            font-size: 13px;
             font-weight: 600;
             text-transform: uppercase;
             letter-spacing: 0.08em;
-            color: var(--ft-accent-spruce);
         }
-        
-        /* 5 Fellows Columns */
+        nav.main-nav a { color: var(--ink-primary); text-decoration: none; transition: color 0.15s; }
+        nav.main-nav a:hover { color: var(--accent-green); }
+        nav.main-nav a.active { color: var(--accent-green); border-bottom: 2px solid var(--accent-green); padding-bottom: 2px; }
+
+        /* HERO TRIO GRID */
+        .hero-trio {
+            display: grid;
+            grid-template-columns: 5.5fr 2.5fr 2fr;
+            gap: 28px;
+            padding: 32px 0;
+            border-bottom: 1px solid var(--border-hairline);
+        }
+        .hero-main {
+            padding-right: 28px;
+            border-right: 1px solid var(--border-hairline);
+        }
+        .kicker {
+            font-family: 'Inter', sans-serif;
+            font-size: 11px;
+            font-weight: 700;
+            text-transform: uppercase;
+            letter-spacing: 0.14em;
+            color: var(--accent-green);
+            margin-bottom: 8px;
+            display: block;
+        }
+        .hero-headline {
+            font-family: 'Newsreader', serif;
+            font-size: 44px;
+            line-height: 1.14;
+            font-weight: 700;
+            color: var(--ink-primary);
+            margin-bottom: 16px;
+            letter-spacing: -0.01em;
+        }
+        .hero-headline a { color: inherit; text-decoration: none; }
+        .hero-headline a:hover { color: var(--accent-green); }
+        .hero-img-wrap {
+            width: 100%;
+            height: 320px;
+            background: #D8C8B8;
+            margin-bottom: 16px;
+            overflow: hidden;
+            border-radius: 2px;
+            border: 1px solid var(--border-hairline);
+            position: relative;
+        }
+        .hero-img-wrap img { width: 100%; height: 100%; object-fit: cover; }
+        .hero-excerpt {
+            font-size: 18px;
+            line-height: 1.6;
+            color: var(--ink-secondary);
+            margin-bottom: 14px;
+        }
+        .byline {
+            font-family: 'Inter', sans-serif;
+            font-size: 12px;
+            color: var(--ink-muted);
+            display: flex;
+            align-items: center;
+            gap: 8px;
+        }
+        .byline strong { color: var(--ink-primary); }
+
+        /* COLUMN 2: ANALYTICAL ESSAYS */
+        .hero-middle {
+            padding-right: 28px;
+            border-right: 1px solid var(--border-hairline);
+            display: flex;
+            flex-direction: column;
+            gap: 28px;
+        }
+        .story-card { display: flex; flex-direction: column; gap: 8px; }
+        .story-title {
+            font-family: 'Newsreader', serif;
+            font-size: 24px;
+            line-height: 1.25;
+            font-weight: 600;
+        }
+        .story-title a { color: inherit; text-decoration: none; }
+        .story-title a:hover { color: var(--accent-green); }
+        .story-card p { font-size: 15px; color: var(--ink-secondary); line-height: 1.5; }
+
+        /* COLUMN 3: THE WIRE (FASTFT STYLE) */
+        .hero-wire {
+            background: var(--bg-card);
+            padding: 20px;
+            border: 1px solid var(--border-hairline);
+            border-top: 3px solid var(--accent-burgundy);
+        }
+        .wire-header {
+            display: flex;
+            justify-content: space-between;
+            align-items: center;
+            font-family: 'Inter', sans-serif;
+            font-size: 11px;
+            font-weight: 700;
+            text-transform: uppercase;
+            letter-spacing: 0.1em;
+            color: var(--accent-burgundy);
+            margin-bottom: 16px;
+            border-bottom: 1px solid var(--border-hairline);
+            padding-bottom: 8px;
+        }
+        .wire-item {
+            padding: 12px 0;
+            border-bottom: 1px solid var(--border-hairline);
+        }
+        .wire-item:last-child { border-bottom: none; }
+        .wire-time { font-family: 'JetBrains Mono', monospace; font-size: 11px; color: var(--ink-muted); margin-bottom: 4px; display: block; }
+        .wire-item h4 { font-family: 'Source Serif 4', serif; font-size: 15px; font-weight: 600; line-height: 1.35; }
+        .wire-item h4 a { color: inherit; text-decoration: none; }
+        .wire-item h4 a:hover { color: var(--accent-green); }
+
+        /* VOICES OF IQRA: EDITORIAL FELLOWS RAIL */
+        .editorial-rail {
+            padding: 36px 0;
+            border-bottom: 1px solid var(--border-hairline);
+        }
+        .section-header {
+            display: flex;
+            justify-content: space-between;
+            align-items: flex-end;
+            margin-bottom: 24px;
+            border-bottom: 2px solid var(--border-dark);
+            padding-bottom: 8px;
+        }
+        .section-title {
+            font-family: 'Cinzel', serif;
+            font-size: 22px;
+            font-weight: 700;
+            text-transform: uppercase;
+            letter-spacing: 0.1em;
+        }
+        .section-label { font-family: 'Newsreader', serif; font-style: italic; font-size: 15px; color: var(--ink-secondary); }
+
         .fellows-grid {
             display: grid;
             grid-template-columns: repeat(5, 1fr);
             gap: 20px;
         }
         .fellow-card {
-            background: var(--ft-card-bg);
-            border: 1px solid var(--ft-hairline);
+            background: var(--bg-card);
+            border: 1px solid var(--border-hairline);
             padding: 18px;
             display: flex;
             flex-direction: column;
-            position: relative;
+            gap: 10px;
             transition: all 0.2s ease;
         }
-        .fellow-card:hover {
-            border-color: var(--ft-accent-spruce);
-            box-shadow: 0 4px 12px rgba(14, 77, 54, 0.06);
-        }
-        .fellow-header {
-            display: flex;
-            align-items: center;
-            gap: 12px;
-            margin-bottom: 12px;
-        }
-        .fellow-avatar {
-            width: 48px;
-            height: 48px;
-            border-radius: 50%;
-            object-fit: cover;
-            border: 1px solid var(--ft-hairline-dark);
-            filter: grayscale(25%);
-        }
-        .fellow-meta {
-            display: flex;
-            flex-direction: column;
+        .fellow-card:hover { border-color: var(--accent-green); background: #FAF0E6; }
+        .fellow-badge {
+            font-family: 'Inter', sans-serif;
+            font-size: 10px;
+            font-weight: 700;
+            text-transform: uppercase;
+            color: var(--accent-green);
+            letter-spacing: 0.08em;
         }
         .fellow-name {
-            font-family: var(--font-headline);
-            font-size: 16px;
+            font-family: 'Newsreader', serif;
+            font-size: 19px;
             font-weight: 700;
-            color: var(--ft-ink-heavy);
             line-height: 1.2;
+            color: var(--ink-primary);
         }
-        .fellow-role {
-            font-family: var(--font-meta);
-            font-size: 9.5px;
-            font-weight: 700;
-            letter-spacing: 0.06em;
-            text-transform: uppercase;
-            color: var(--ft-accent-spruce);
-            margin-top: 2px;
-        }
-        .fellow-column-tag {
-            font-family: var(--font-meta);
-            font-size: 10px;
-            font-weight: 600;
-            background: #EFE4D6;
-            color: #554A40;
-            padding: 3px 6px;
-            border-radius: 2px;
-            display: inline-block;
-            margin-bottom: 10px;
-            width: fit-content;
-        }
-        .fellow-latest-title {
-            font-family: var(--font-headline);
-            font-size: 14.5px;
-            font-weight: 600;
-            line-height: 1.35;
-            color: var(--ft-ink-heavy);
-            margin-bottom: auto;
-            padding-bottom: 12px;
-        }
-        .fellow-footer-link {
-            font-family: var(--font-meta);
-            font-size: 10.5px;
-            font-weight: 600;
-            color: var(--ft-accent-spruce);
-            border-top: 1px solid var(--ft-hairline);
-            padding-top: 8px;
-            margin-top: 8px;
-            display: flex;
-            align-items: center;
-            justify-content: space-between;
+        .fellow-role { font-family: 'Inter', sans-serif; font-size: 11px; color: var(--ink-secondary); font-weight: 500; }
+        .fellow-latest {
+            font-family: 'Source Serif 4', serif;
+            font-size: 13.5px;
+            font-style: italic;
+            color: var(--ink-primary);
+            line-height: 1.4;
+            margin-top: auto;
+            padding-top: 10px;
+            border-top: 1px solid var(--border-hairline);
         }
 
-        /* === 5. QUANTITATIVE SUITE & SHARIAH TOOLS STRIP === */
-        .tools-strip {
-            background: #211D1A;
-            color: #FFF;
-            padding: 32px 0;
-            margin: 20px 0 40px;
-            border-top: 2px solid var(--ft-accent-gold);
-            border-bottom: 1px solid #332D28;
-        }
-        .tools-grid {
+        /* JAUHARI COLUMN HERO */
+        .jauhari-column-hero {
+            background: #201D1A;
+            color: #FFF1E5;
+            padding: 32px;
+            margin: 32px 0;
+            border-radius: 2px;
             display: grid;
-            grid-template-columns: 1fr 1fr 1fr;
+            grid-template-columns: 140px 1fr;
+            gap: 32px;
+            align-items: center;
+        }
+        .jauhari-avatar {
+            width: 130px;
+            height: 130px;
+            border-radius: 50%;
+            border: 3px solid var(--accent-green);
+            background: #3B3632;
+            overflow: hidden;
+        }
+        .jauhari-avatar img { width: 100%; height: 100%; object-fit: cover; }
+        .jauhari-tag {
+            font-family: 'Inter', sans-serif;
+            font-size: 11px;
+            font-weight: 700;
+            text-transform: uppercase;
+            letter-spacing: 0.14em;
+            color: #92C5B2;
+            margin-bottom: 8px;
+            display: block;
+        }
+        .jauhari-title {
+            font-family: 'Newsreader', serif;
+            font-size: 32px;
+            font-weight: 700;
+            line-height: 1.2;
+            margin-bottom: 12px;
+            color: #FFF1E5;
+        }
+        .jauhari-title a { color: inherit; text-decoration: none; }
+        .jauhari-title a:hover { color: #92C5B2; }
+        .jauhari-desc { font-size: 16px; color: #D1C4B7; line-height: 1.6; max-width: 850px; }
+
+        /* QUANTITATIVE ENGINES STRIP */
+        .engines-strip {
+            padding: 32px 0;
+            border-bottom: 1px solid var(--border-hairline);
+        }
+        .engines-grid {
+            display: grid;
+            grid-template-columns: 1fr 1fr;
             gap: 24px;
         }
-        .tool-card {
-            background: #2A2522;
-            border: 1px solid #3F3730;
-            padding: 20px;
-            display: flex;
-            flex-direction: column;
-            justify-content: space-between;
-        }
-        .tool-badge {
-            font-family: var(--font-mono);
-            font-size: 10px;
-            color: var(--ft-accent-gold);
-            letter-spacing: 0.08em;
-            text-transform: uppercase;
-            margin-bottom: 8px;
-        }
-        .tool-title {
-            font-family: var(--font-headline);
-            font-size: 20px;
-            font-weight: 700;
-            color: #FFF;
-            margin-bottom: 8px;
-        }
-        .tool-desc {
-            font-family: var(--font-meta);
-            font-size: 12px;
-            color: #AAA;
-            line-height: 1.5;
-            margin-bottom: 16px;
-        }
-        .tool-btn {
-            font-family: var(--font-meta);
-            font-size: 11px;
-            font-weight: 700;
-            letter-spacing: 0.08em;
-            text-transform: uppercase;
-            background: var(--ft-accent-spruce);
-            color: #FFF;
-            padding: 8px 14px;
-            text-align: center;
-            border-radius: 2px;
-            display: inline-block;
-        }
-        .tool-btn:hover {
-            background: #156A4B;
-            color: #FFF;
-        }
-
-        /* === 6. CURATED DOSSIERS (TOPIC MATRIX) === */
-        .dossier-grid {
-            display: grid;
-            grid-template-columns: repeat(3, 1fr);
-            gap: 28px;
-            padding-bottom: 60px;
-        }
-        .dossier-col {
-            border-right: 1px solid var(--ft-hairline);
-            padding-right: 20px;
-        }
-        .dossier-col:last-child {
-            border-right: none;
-            padding-right: 0;
-        }
-        .dossier-title {
-            font-family: var(--font-meta);
-            font-size: 12px;
-            font-weight: 800;
-            letter-spacing: 0.1em;
-            text-transform: uppercase;
-            color: var(--ft-ink-heavy);
-            border-bottom: 2px solid var(--ft-ink-heavy);
-            padding-bottom: 6px;
-            margin-bottom: 18px;
-        }
-        .dossier-card {
-            margin-bottom: 20px;
-            padding-bottom: 16px;
-            border-bottom: 1px solid var(--ft-hairline);
-        }
-        .dossier-headline {
-            font-family: var(--font-headline);
-            font-size: 17px;
-            font-weight: 700;
-            line-height: 1.3;
-            color: var(--ft-ink-heavy);
-            margin-bottom: 6px;
-        }
-        .dossier-meta {
-            font-family: var(--font-meta);
-            font-size: 10.5px;
-            color: var(--ft-ink-muted);
-        }
-
-        /* FOOTER */
-        .site-footer {
-            background: #1A1614;
-            color: #C2B4A6;
-            padding: 48px 0 32px;
-            border-top: 4px solid var(--ft-accent-spruce);
-            font-family: var(--font-meta);
-            font-size: 12px;
-        }
-        .footer-grid {
-            display: grid;
-            grid-template-columns: 2fr 1fr 1fr 1fr;
-            gap: 32px;
-            margin-bottom: 36px;
-        }
-        .footer-col h4 {
-            font-family: var(--font-headline);
-            font-size: 16px;
-            color: #FFF;
-            margin-bottom: 14px;
-        }
-        .footer-col ul {
-            list-style: none;
-            display: flex;
-            flex-direction: column;
-            gap: 8px;
-        }
-        .footer-col a {
-            color: #AAA;
-        }
-        .footer-col a:hover {
-            color: #FFF;
-        }
-        .footer-bottom {
-            border-top: 1px solid #2B2521;
-            padding-top: 20px;
+        .engine-card {
+            border: 1px solid var(--border-hairline);
+            border-top: 4px solid var(--accent-green);
+            background: #fff;
+            padding: 24px;
             display: flex;
             justify-content: space-between;
             align-items: center;
-            font-size: 11px;
-            color: #888;
+        }
+        .engine-card h3 { font-family: 'Cinzel', serif; font-size: 20px; font-weight: 700; margin-bottom: 6px; }
+        .engine-card p { font-size: 14px; color: var(--ink-secondary); max-width: 380px; }
+        .engine-btn {
+            font-family: 'Inter', sans-serif;
+            font-size: 12px;
+            font-weight: 700;
+            text-transform: uppercase;
+            letter-spacing: 0.08em;
+            background: var(--accent-green);
+            color: #fff;
+            padding: 12px 20px;
+            text-decoration: none;
+            border-radius: 2px;
+            white-space: nowrap;
+        }
+        .engine-btn:hover { background: #0A3827; }
+
+        /* FOOTER */
+        footer.site-footer {
+            border-top: 3px double var(--border-dark);
+            padding: 40px 0;
+            text-align: center;
+            font-family: 'Inter', sans-serif;
+            font-size: 13px;
+            color: var(--ink-secondary);
         }
     </style>
 </head>
 <body>
 
-    <!-- 1. LIVE SUQ & INTELLIGENCE TICKER -->
-    <div class="ticker-bar">
-        <div class="container ticker-inner">
-            <div class="ticker-left">
-                <span class="ticker-badge">Live Suq</span>
-                <span class="ticker-date">28 Rabi' al-Awwal 1448 · Saturday, 10 October 2026</span>
-            </div>
-            <div class="ticker-stream">
-                <div class="ticker-item">
-                    <span>GOLD NISAB:</span>
-                    <span class="ticker-val">RM 32,450.00 / 85g</span>
-                </div>
-                <div class="ticker-item">
-                    <span>SILVER NISAB:</span>
-                    <span class="ticker-val">RM 2,890.00 / 595g</span>
-                </div>
-                <div class="ticker-item">
-                    <span>TOKENISED SUKUK 5Y:</span>
-                    <span class="ticker-val">4.82% (+0.04)</span>
-                </div>
-                <div class="ticker-item">
-                    <span>USD/MYR:</span>
-                    <span class="ticker-val">4.215</span>
-                </div>
-            </div>
+    <!-- REAL-TIME SUQ & NISAB TICKER -->
+    <div class="top-ticker">
+        <div class="ticker-items">
+            <span>ISLAMIC CALENDAR: <strong>28 RABI' AL-AWWAL 1448</strong></span>
+            <span>&bull;</span>
+            <span>GOLD NISAB: <strong>RM 32,450 / 85g</strong> <span class="ticker-badge">+0.4%</span></span>
+            <span>&bull;</span>
+            <span>SILVER NISAB: <strong>RM 2,890 / 595g</strong></span>
+            <span>&bull;</span>
+            <span>TOKENISED SUKUK 5Y: <strong>4.82%</strong></span>
+        </div>
+        <div>
+            <span style="color: #A39B93;">KUALA LUMPUR &middot; LONDON &middot; JEDDAH</span>
         </div>
     </div>
 
-    <!-- 2. MASTHEAD -->
-    <header class="masthead">
-        <div class="container">
-            <div class="masthead-meta">
-                <span>Issue No. 1,448 · Vol. IV</span>
-                <span>The Journal of Islamic Wealth, Shifa & Civilizational Statecraft</span>
-                <span>Kuala Lumpur &middot; London &middot; Abu Dhabi</span>
+    <div class="container">
+        <!-- FORMAL BROADSHEET MASTHEAD -->
+        <header class="masthead">
+            <div class="masthead-meta-top">
+                <span>The Sovereign Journal of Islamic Wealth, Governance & Shifa</span>
+                <span>VOL. IV &middot; NO. 142 &middot; SATURDAY EDITION</span>
+                <span>MEMBER PORTAL &bull; SIGN IN</span>
             </div>
-            <h1 class="masthead-title">
-                IQRA TIMES
-                <span class="masthead-arabic">« إقرأ »</span>
-            </h1>
-            <p class="masthead-subtitle">First with the Intelligence. Deepest in the Classical Heritage.</p>
+            <div class="brand-title">
+                <span>IQRA</span>
+                <span class="arabic-watermark">« إقرأ »</span>
+            </div>
+            <div class="masthead-subtitle">The Broadsheet of Islamic Family Office, Geopolitical Intelligence & Classical Civilizational Polymathy</div>
 
             <nav class="main-nav">
-                <ul class="nav-list">
-                    <li><a href="#" class="active">Front Page</a></li>
-                    <li class="nav-dot">&bull;</li>
-                    <li><a href="#">Family Office & Succession</a></li>
-                    <li class="nav-dot">&bull;</li>
-                    <li><a href="#">Tibb & Shifa Desk</a></li>
-                    <li class="nav-dot">&bull;</li>
-                    <li><a href="#">Geopolitical Corridors</a></li>
-                    <li class="nav-dot">&bull;</li>
-                    <li><a href="#">Classical Polymath</a></li>
-                    <li class="nav-dot">&bull;</li>
-                    <li><a href="#">Faraid & Zakat Engine</a></li>
-                    <li class="nav-dot">&bull;</li>
-                    <li><a href="#">The Monograph Archive</a></li>
-                </ul>
+                <a href="#" class="active">Front Page</a>
+                <a href="#">Wealth & Succession</a>
+                <a href="#">Tibb & Shifa</a>
+                <a href="#">Geopolitical Intelligence</a>
+                <a href="#">Islamic Philosophy</a>
+                <a href="#">Faraid & Nisab Engines</a>
+                <a href="#">Digital Library</a>
             </nav>
-        </div>
-    </header>
+        </header>
 
-    <!-- 3. EDITORIAL LEAD GRID -->
-    <main class="container">
-        <section class="lead-grid">
-            
-            <!-- Col 1: Lead Investigation -->
-            <article class="lead-story">
-                <span class="lead-kicker">Sovereign Debt &middot; Special Report</span>
-                <h2 class="lead-title">
-                    <a href="#">Malaysia Just Priced Its First Tokenised Sukuk. Here's What Actually Changed.</a>
-                </h2>
-                <div class="lead-image-frame">
-                    <img src="https://iqra.falahos.my/content/images/2026/08/cover.png" alt="Sukuk Terminal and Sovereign Ledger">
+        <!-- ASYMMETRIC LEAD TRIO GRID -->
+        <section class="hero-trio">
+            <!-- COL 1: LEAD INVESTIGATION (55%) -->
+            <div class="hero-main">
+                <span class="kicker">Sovereign Asset Structuring &bull; Lead Investigation</span>
+                <h1 class="hero-headline">
+                    <a href="#">The Family Constitution Architecture: Protecting Intergenerational Amanah Under Cross-Border Shariah Governance</a>
+                </h1>
+                <div class="hero-img-wrap">
+                    <img src="https://images.unsplash.com/photo-1486406146926-c627a92ad1ab?auto=format&fit=crop&w=1200&q=80" alt="Sovereign Architecture">
                 </div>
-                <div class="lead-caption">
-                    Kuala Lumpur financial district. Settlement rails moving onto institutional EVM subnets backed by Khazanah and CIMB.
-                </div>
-                <p class="lead-excerpt">
-                    RM100 million, priced this week, backed by Khazanah, CIMB, Maybank, and sovereign pension funds. The underlying Wakalah contract remains classical, but the secondary settlement layer eliminates three days of counterparty friction. Here is the legal, financial, and Shariah architecture of what actually moved.
+                <p class="hero-excerpt">
+                    As ultra-high-net-worth Muslim lineages encounter global regulatory divergence and estate fragmentation, traditional wills fail. Here is how modern multi-family offices execute layered Waqf Ahli and Hibah trust deeds without compromising Faraid distribution.
                 </p>
-                <div class="byline-row">
-                    <span>By <span class="byline-author">Dr. Tariq Al-Amiri</span></span>
-                    <span>&middot;</span>
-                    <time>8 min read</time>
-                    <span>&middot;</span>
-                    <span>Juridical Estate & Capital Desk</span>
+                <div class="byline">
+                    By <strong>Dr. Tariq Al-Amiri</strong> &middot; Senior Jurist &middot; 18 min read &middot; October 2026
                 </div>
-            </article>
+            </div>
 
-            <!-- Col 2: Secondary Essays -->
-            <section class="secondary-column">
-                <article class="story-card-compact">
-                    <span class="lead-kicker">Integrative Tibb &middot; Clinical Treatise</span>
-                    <h3 class="story-title-sub">
-                        <a href="#">The Neurobiology of Tahajjud: Circadian Synchronization, Melatonin and Vagal Tone in Prophetic Medicine</a>
-                    </h3>
-                    <p class="story-excerpt-sub">
-                        Clinical evidence bridging chronobiology and the authentic third-of-the-night vigilance. How parasympathetic reset counteracts chronic cortisol load in modern executives.
-                    </p>
-                    <div class="byline-row">
-                        <span class="byline-author">Dr. Hakim Zainur Rahman</span>
-                        <span>&middot;</span>
-                        <time>6 min read</time>
-                    </div>
-                </article>
+            <!-- COL 2: IN-DEPTH ANALYSES (25%) -->
+            <div class="hero-middle">
+                <div class="story-card">
+                    <span class="kicker" style="color: var(--accent-burgundy);">Geopolitical Risk</span>
+                    <h2 class="story-title">
+                        <a href="#">The Strait of Malacca Chokepoint: How ASEAN Central Banks Counter Sovereign Energy Sanctions</a>
+                    </h2>
+                    <p>Analysis of shadow oil logistics, non-dollar bilateral settlement corridors, and sovereign liquidity buffering.</p>
+                    <div class="byline">By <strong>Farhan Idris</strong> &middot; 7 min read</div>
+                </div>
 
-                <article class="story-card-compact">
-                    <span class="lead-kicker">Manuscript Studies &middot; Nusantara</span>
-                    <h3 class="story-title-sub">
-                        <a href="#">Hang Tuah: The Ultimate Crucible of Loyalty, Justice, and Istikhlaf</a>
-                    </h3>
-                    <p class="story-excerpt-sub">
-                        Beyond romantic folklore: A juristic dissection of the confrontation between Tuah and Jebat through the lens of Al-Mawardi's Al-Ahkam al-Sultaniyyah.
-                    </p>
-                    <div class="byline-row">
-                        <span class="byline-author">Maryam Al-Andalusi</span>
-                        <span>&middot;</span>
-                        <time>11 min read</time>
-                    </div>
-                </article>
+                <div class="story-card" style="border-top: 1px solid var(--border-hairline); padding-top: 20px;">
+                    <span class="kicker">The Shifa Desk &bull; Tibb Nabawi</span>
+                    <h2 class="story-title">
+                        <a href="#">Neuro-Theology & Fasting: The Cellular Biology of Tazkiyah an-Nafs</a>
+                    </h2>
+                    <p>Clinical data reconciling autophagy with Prophetic fasting schedules, circadian prayer rhythms, and emotional homeostasis.</p>
+                    <div class="byline">By <strong>Dr. Hakim Zainur Rahman</strong> &middot; 11 min read</div>
+                </div>
+            </div>
 
-                <article class="story-card-compact">
-                    <span class="lead-kicker">Geopolitics &middot; Maritime Corridors</span>
-                    <h3 class="story-title-sub">
-                        <a href="#">Strait of Malacca & The De-Dollarised Gold Dinar Settlement Rail</a>
-                    </h3>
-                    <p class="story-excerpt-sub">
-                        Bilateral trade settlements between ASEAN and the Gulf bypass SWIFT through physical vault-clearing mechanisms.
-                    </p>
-                    <div class="byline-row">
-                        <span class="byline-author">Farhan Idris</span>
-                        <span>&middot;</span>
-                        <time>7 min read</time>
-                    </div>
-                </article>
-            </section>
-
-            <!-- Col 3: The Iqra Wire / Fast Briefs -->
-            <aside class="wire-column">
+            <!-- COL 3: THE WIRE / FASTFT STREAM (20%) -->
+            <div class="hero-wire">
                 <div class="wire-header">
-                    <span class="wire-title">The Iqra Wire</span>
-                    <div class="wire-pulse"></div>
+                    <span>The Iqra Wire</span>
+                    <span>Live Dispatches</span>
                 </div>
-
                 <div class="wire-item">
-                    <div class="wire-time">14m ago &middot; Shariah Governance</div>
-                    <div class="wire-headline">
-                        <a href="#">UAE Central Bank Issues Updated Standard on AI Fatwa Verification for Robo-Advisors</a>
-                    </div>
+                    <span class="wire-time">14m ago &bull; Market Intel</span>
+                    <h4><a href="#">Bank Negara Malaysia advances ringgit-pegged wholesale digital currency pilot.</a></h4>
                 </div>
-
                 <div class="wire-item">
-                    <div class="wire-time">1h ago &middot; Family Office</div>
-                    <div class="wire-headline">
-                        <a href="#">Cross-Border Waqf Ahli Structures Gain Traction Among Singaporean & Malaysian High-Net-Worth Dynasties</a>
-                    </div>
+                    <span class="wire-time">1h ago &bull; Juridical Advisory</span>
+                    <h4><a href="#">AAOIFI publishes revised standard on cross-border private equity Zakat treatment.</a></h4>
                 </div>
-
                 <div class="wire-item">
-                    <div class="wire-time">3h ago &middot; Prophetic Health</div>
-                    <div class="wire-headline">
-                        <a href="#">Intermittent Fasting & Autophagy: Meta-Analysis Affirms Monday-Thursday Sunnah Rhythm</a>
-                    </div>
+                    <span class="wire-time">3h ago &bull; Estate Structuring</span>
+                    <h4><a href="#">High Court clarifies priority ranking of joint tenancy vs matrimonial Faraid assets.</a></h4>
                 </div>
-
                 <div class="wire-item">
-                    <div class="wire-time">5h ago &middot; Geopolitics</div>
-                    <div class="wire-headline">
-                        <a href="#">BRICS+ Expansion: New Shariah-Compliant Liquidity Pooling Mechanism Proposed in Riyadh</a>
-                    </div>
+                    <span class="wire-time">5h ago &bull; Philosophy</span>
+                    <h4><a href="#">Darul Falah releases unedited translation of Ibn Khaldun's chapter on sovereign coinage.</a></h4>
                 </div>
-
-                <div class="wire-item">
-                    <div class="wire-time">7h ago &middot; Civilizational Philosophy</div>
-                    <div class="wire-headline">
-                        <a href="#">Ibn Khaldun's Asabiyyah and the Fragility of Modern Venture Capital Coalitions</a>
-                    </div>
-                </div>
-            </aside>
+            </div>
         </section>
 
-        <!-- 4. VOICES OF IQRA: THE EDITORIAL BOARD -->
-        <section class="fellows-section">
-            <div class="section-eyebrow-bar">
-                <h2 class="section-heading">Voices of Iqra &middot; Senior Fellows</h2>
-                <a href="#" class="section-view-all">The Full Editorial Board &rarr;</a>
+        <!-- THE JAUHARI COLUMN SPOTLIGHT -->
+        <section class="jauhari-column-hero">
+            <div class="jauhari-avatar">
+                <img src="https://images.unsplash.com/photo-1507003211169-0a1dd7228f2d?auto=format&fit=crop&w=300&q=80" alt="Jauhari Che Wan">
+            </div>
+            <div>
+                <span class="jauhari-tag">The Jauhari Column &middot; Warkah Pengarang</span>
+                <h2 class="jauhari-title">
+                    <a href="#">On Sovereign Independence: Why Muslim Capital Must Construct Its Own Computational & Financial Rail</a>
+                </h2>
+                <p class="jauhari-desc">
+                    "True wealth sovereignty is neither speculative accumulation nor reactionary withdrawal. It is the disciplined stewardship of capital, institutions, and algorithmic truth aligned with Divine Amanah."
+                </p>
+                <div class="byline" style="color: #C2B6A9; margin-top: 10px;">
+                    Jauhari Che Wan &middot; Editor-in-Chief & Publisher &middot; <a href="#" style="color: #92C5B2;">Read all column essays &rarr;</a>
+                </div>
+            </div>
+        </section>
+
+        <!-- VOICES OF IQRA: EDITORIAL BOARD RAIL -->
+        <section class="editorial-rail">
+            <div class="section-header">
+                <div>
+                    <h2 class="section-title">Voices of Iqra</h2>
+                    <span class="section-label">Institutional Chairs & Editorial Fellows</span>
+                </div>
+                <a href="#" style="font-family: 'Inter', sans-serif; font-size: 12px; font-weight: 700; color: var(--accent-green); text-transform: uppercase;">View All Fellows &rarr;</a>
             </div>
 
             <div class="fellows-grid">
-                <!-- Fellow 1 -->
                 <div class="fellow-card">
-                    <div class="fellow-header">
-                        <img src="https://iqra.falahos.my/content/images/authors/jauhari-che-wan.png" class="fellow-avatar" alt="Jauhari Che Wan">
-                        <div class="fellow-meta">
-                            <h3 class="fellow-name">Jauhari Che Wan</h3>
-                            <span class="fellow-role">Publisher & EIC</span>
-                        </div>
-                    </div>
-                    <span class="fellow-column-tag">The Jauhari Column</span>
-                    <p class="fellow-latest-title">Sovereign Technology and the Custodianship of Wealth in Nusantara</p>
-                    <a href="#" class="fellow-footer-link"><span>Read Column</span> <span>&rarr;</span></a>
+                    <span class="fellow-badge">Juridical Counsel</span>
+                    <h3 class="fellow-name">Dr. Tariq Al-Amiri</h3>
+                    <span class="fellow-role">Senior Jurist & Estate Counsel</span>
+                    <div class="fellow-latest">"Faraid, Hibah & Waqf Ahli as a Tripartite Defence" &rarr;</div>
                 </div>
 
-                <!-- Fellow 2 -->
                 <div class="fellow-card">
-                    <div class="fellow-header">
-                        <img src="https://iqra.falahos.my/content/images/authors/tariq-al-amiri.png" class="fellow-avatar" alt="Dr. Tariq Al-Amiri">
-                        <div class="fellow-meta">
-                            <h3 class="fellow-name">Dr. Tariq Al-Amiri</h3>
-                            <span class="fellow-role">Senior Jurist</span>
-                        </div>
-                    </div>
-                    <span class="fellow-column-tag">Wealth & Succession</span>
-                    <p class="fellow-latest-title">Structuring the Islamic Family Office: Faraid Shields & Hibah Governance</p>
-                    <a href="#" class="fellow-footer-link"><span>Read Column</span> <span>&rarr;</span></a>
+                    <span class="fellow-badge">Clinical Medicine</span>
+                    <h3 class="fellow-name">Dr. Hakim Zainur</h3>
+                    <span class="fellow-role">Integrative Physician & Researcher</span>
+                    <div class="fellow-latest">"Curing Cognitive Distortions Through Islamic Reframing" &rarr;</div>
                 </div>
 
-                <!-- Fellow 3 -->
                 <div class="fellow-card">
-                    <div class="fellow-header">
-                        <img src="https://iqra.falahos.my/content/images/authors/hakim-zainur.png" class="fellow-avatar" alt="Dr. Hakim Zainur Rahman">
-                        <div class="fellow-meta">
-                            <h3 class="fellow-name">Dr. Hakim Zainur</h3>
-                            <span class="fellow-role">Integrative Clinician</span>
-                        </div>
-                    </div>
-                    <span class="fellow-column-tag">The Shifa Desk</span>
-                    <p class="fellow-latest-title">Fiqh an-Nafs: Addressing Modern Anxiety via Classical Tazkiyah</p>
-                    <a href="#" class="fellow-footer-link"><span>Read Column</span> <span>&rarr;</span></a>
+                    <span class="fellow-badge">Intellectual History</span>
+                    <h3 class="fellow-name">Maryam Al-Andalusi</h3>
+                    <span class="fellow-role">Manuscript Fellow & Historian</span>
+                    <div class="fellow-latest">"Ibn Khaldun's Cyclical Model of Sovereign Debt" &rarr;</div>
                 </div>
 
-                <!-- Fellow 4 -->
                 <div class="fellow-card">
-                    <div class="fellow-header">
-                        <img src="https://iqra.falahos.my/content/images/authors/maryam-al-andalusi.png" class="fellow-avatar" alt="Maryam Al-Andalusi">
-                        <div class="fellow-meta">
-                            <h3 class="fellow-name">Maryam Al-Andalusi</h3>
-                            <span class="fellow-role">Manuscript Fellow</span>
-                        </div>
-                    </div>
-                    <span class="fellow-column-tag">The Classical Polymath</span>
-                    <p class="fellow-latest-title">Ibn Rushd vs Al-Ghazali: The Enduring Crisis of Reason and Revelation</p>
-                    <a href="#" class="fellow-footer-link"><span>Read Column</span> <span>&rarr;</span></a>
+                    <span class="fellow-badge">Geopolitical Risk</span>
+                    <h3 class="fellow-name">Farhan Idris</h3>
+                    <span class="fellow-role">Resource & Corridors Analyst</span>
+                    <div class="fellow-latest">"Shadow Fleet & ASEAN's Parallel Oil Settlement" &rarr;</div>
                 </div>
 
-                <!-- Fellow 5 -->
                 <div class="fellow-card">
-                    <div class="fellow-header">
-                        <img src="https://iqra.falahos.my/content/images/authors/darul-falah-research.png" class="fellow-avatar" alt="Darul Falah Research Desk">
-                        <div class="fellow-meta">
-                            <h3 class="fellow-name">Darul Falah Desk</h3>
-                            <span class="fellow-role">Quantitative Research</span>
-                        </div>
-                    </div>
-                    <span class="fellow-column-tag">Nisab & Engines</span>
-                    <p class="fellow-latest-title">The 2026 Gold-to-Silver Ratio: Recalibrating Historical Nisab Metrics</p>
-                    <a href="#" class="fellow-footer-link"><span>View Feeds</span> <span>&rarr;</span></a>
+                    <span class="fellow-badge">Quantitative Group</span>
+                    <h3 class="fellow-name">Darul Falah Desk</h3>
+                    <span class="fellow-role">Shariah Algorithmics & Indexing</span>
+                    <div class="fellow-latest">"The Zakat 2.0 Engine: Tokenised Asset Purification" &rarr;</div>
                 </div>
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-                        <p class="tool-desc">Institutional-grade inheritance partition algorithm compliant with Shafii, Hanafi, and Maliki jurisprudential matrices.</p>
-                        <a href="/calculator/" class="tool-btn">Launch Calculator</a>
+        <!-- QUANTITATIVE ENGINES STRIP -->
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+                <div class="engine-card">
+                    <div>
+                        <span class="kicker">Proprietary Calculator</span>
+                        <h3>Interactive Faraid Estate Solver</h3>
+                        <p>Simulate precise estate distributions under Shariah inheritance jurisprudence across 24 kin categories with judicial audit reports.</p>
                     </div>
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-                        <span class="tool-badge">Proprietary Engine 02</span>
-                        <h3 class="tool-title">Corporate & Asset Zakat Engine</h3>
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-                        <p class="tool-desc">Perpetual endowment distribution modeling for family trusts, educational endowments, and healthcare waqf.</p>
-                        <a href="/sadaqah/" class="tool-btn">Explore Registry</a>
+                    <a href="#" class="engine-btn">Launch Solver &rarr;</a>
+                </div>
+
+                <div class="engine-card">
+                    <div>
+                        <span class="kicker">Quantitative Index</span>
+                        <h3>Zakat 2.0 Portfolio Purification</h3>
+                        <p>Real-time Nisab valuation against Malaysian gold/silver standards with multi-asset business balance sheet deduction logic.</p>
                     </div>
+                    <a href="#" class="engine-btn">Calculate Zakat &rarr;</a>
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-        <!-- 6. CURATED DOSSIERS (TOPIC MATRIX) -->
-        <section class="dossier-grid">
-            <div class="dossier-col">
-                <h3 class="dossier-title">Wealth & Succession</h3>
-                <article class="dossier-card">
-                    <h4 class="dossier-headline"><a href="#">Musaffa's US Halal Investing Platform Is Built on Someone Else's Brokerage Rail</a></h4>
-                    <span class="dossier-meta">Analysis by Tariq Al-Amiri &middot; Oct 4</span>
-                </article>
-                <article class="dossier-card">
-                    <h4 class="dossier-headline"><a href="#">An Egyptian SME Lender Is Raising $189M Through a Sukuk, Not a Bond. Here's Why That's the Point.</a></h4>
-                    <span class="dossier-meta">Intelligence &middot; Oct 1</span>
-                </article>
-                <article class="dossier-card">
-                    <h4 class="dossier-headline"><a href="#">Cusp Wealth Says It's the First AI Robo-Advisor in the UAE With a Fatwa. Here's What That Actually Covers.</a></h4>
-                    <span class="dossier-meta">Investigation &middot; Sep 29</span>
-                </article>
-            </div>
-
-            <div class="dossier-col">
-                <h3 class="dossier-title">Tibb & Integrative Shifa</h3>
-                <article class="dossier-card">
-                    <h4 class="dossier-headline"><a href="#">Islamic Cognitive Reframing: Overcoming Anxiety, Grief, and Waswas through Classical Fiqh an-Nafs</a></h4>
-                    <span class="dossier-meta">Clinical Treatise by Dr. Hakim Zainur &middot; Oct 2</span>
-                </article>
-                <article class="dossier-card">
-                    <h4 class="dossier-headline"><a href="#">The Science of Prophetic Medicine: Evidence-Based Tibb Nabawi, Fasting Biology & The Falah Plate</a></h4>
-                    <span class="dossier-meta">Medical Research &middot; Sep 28</span>
-                </article>
-                <article class="dossier-card">
-                    <h4 class="dossier-headline"><a href="#">The Sunnah Sleep Routine: Melatonin Suppression, Wudu Temperature Drops & Cardiovascular Stability</a></h4>
-                    <span class="dossier-meta">Wellness &middot; Oct 10</span>
-                </article>
-            </div>
-
-            <div class="dossier-col">
-                <h3 class="dossier-title">Philosophy & Civilizational Mind</h3>
-                <article class="dossier-card">
-                    <h4 class="dossier-headline"><a href="#">Ihya Hamka: The Heart and Its Spiritual Purification in the Malay World</a></h4>
-                    <span class="dossier-meta">Monograph by Maryam Al-Andalusi &middot; Oct 1</span>
-                </article>
-                <article class="dossier-card">
-                    <h4 class="dossier-headline"><a href="#">Wisdom: Between Divine Light and Reason in the Thought of Al-Farabi</a></h4>
-                    <span class="dossier-meta">Philosophical Essay &middot; Oct 1</span>
-                </article>
-                <article class="dossier-card">
-                    <h4 class="dossier-headline"><a href="#">Maimonides: Guide for the Perplexed and the Shared Mediterranean Mind</a></h4>
-                    <span class="dossier-meta">Falah Cast Archive &middot; Sep 28</span>
-                </article>
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+            border-left: 2px solid var(--accent-andalus);
+            border-right: 2px solid var(--accent-andalus);
+            margin: 28px 0;
+            background: #F4F3EE;
+        }
+        .monograph-preview {
+            text-align: left;
+            font-size: 19px;
+            line-height: 1.75;
+            color: #333;
+        }
+        .monograph-preview::first-letter {
+            float: left;
+            font-family: 'Cormorant Garamond', serif;
+            font-size: 64px;
+            line-height: 52px;
+            padding-right: 12px;
+            padding-top: 4px;
+            color: var(--accent-andalus);
+        }
+
+        /* 4-COLUMN QUAD TRIPTYCH */
+        .quad-matrix {
+            padding: 48px 0;
+            border-bottom: 1px solid var(--border-whisper);
+            display: grid;
+            grid-template-columns: repeat(4, 1fr);
+            gap: 32px;
+        }
+        .matrix-col {
+            border-right: 1px solid var(--border-whisper);
+            padding-right: 24px;
+        }
+        .matrix-col:last-child { border-right: none; padding-right: 0; }
+        .matrix-theme {
+            font-family: 'Inter', sans-serif;
+            font-size: 10px;
+            font-weight: 700;
+            text-transform: uppercase;
+            letter-spacing: 0.16em;
+            color: var(--accent-andalus);
+            margin-bottom: 12px;
+            display: block;
+        }
+        .matrix-headline {
+            font-family: 'Cormorant Garamond', serif;
+            font-size: 26px;
+            line-height: 1.25;
+            font-weight: 600;
+            margin-bottom: 10px;
+        }
+        .matrix-headline a { color: inherit; text-decoration: none; }
+        .matrix-headline a:hover { color: var(--accent-andalus); }
+        .matrix-col p { font-size: 15px; color: var(--ink-muted); line-height: 1.5; margin-bottom: 12px; }
+        .matrix-author { font-style: italic; font-size: 14px; color: var(--ink-black); }
+
+        /* SCHOLARLY FELLOWS */
+        .fellows-section { padding: 48px 0; }
+        .fellows-header {
+            text-align: center;
+            font-family: 'Cormorant Garamond', serif;
+            font-size: 32px;
+            font-weight: 600;
+            margin-bottom: 32px;
+            letter-spacing: 0.05em;
+        }
+        .fellows-row {
+            display: grid;
+            grid-template-columns: repeat(3, 1fr);
+            gap: 28px;
+        }
+        .fellow-scholar-card {
+            border: 1px solid var(--border-whisper);
+            padding: 24px;
+            background: #fff;
+            display: flex;
+            flex-direction: column;
+            gap: 8px;
+        }
+        .fellow-scholar-name { font-family: 'Cormorant Garamond', serif; font-size: 22px; font-weight: 700; }
+        .fellow-scholar-chair { font-family: 'Inter', sans-serif; font-size: 11px; text-transform: uppercase; color: var(--accent-andalus); letter-spacing: 0.08em; }
+        .fellow-scholar-card p { font-size: 14px; color: var(--ink-muted); line-height: 1.5; }
+
+        footer.journal-footer {
+            border-top: 1px solid var(--border-whisper);
+            padding: 36px 0;
+            text-align: center;
+            font-family: 'Inter', sans-serif;
+            font-size: 12px;
+            color: var(--ink-muted);
+        }
+    </style>
+</head>
+<body>
+
+    <div class="container">
+        <header class="journal-header">
+            <div class="issue-dateline">Autumn 2026 Issue &middot; Volume IV &middot; Published in Kuala Lumpur & London</div>
+            <div class="journal-title">Iqra Review</div>
+            <div class="journal-tagline">A Monograph of Islamic Philosophy, Jurisprudence & Sovereign Thought</div>
+            <nav class="journal-nav">
+                <a href="#">Essays & Treatises</a>
+                <a href="#">Juridical Wealth</a>
+                <a href="#">Tibb & Health</a>
+                <a href="#">Statecraft</a>
+                <a href="#">The Classical Polymath</a>
+                <a href="#">Editorial Fellowship</a>
+            </nav>
+        </header>
+
+        <!-- LEAD SCHOLARLY ESSAY -->
+        <article class="lead-monograph">
+            <span class="monograph-label">Lead Philosophical Treatise</span>
+            <h1 class="monograph-title">
+                <a href="#">The Architecture of Tazkiyah: Diagnosing and Curing the Diseases of the Heart in the Age of Digital Fragmentation</a>
+            </h1>
+            <div class="monograph-byline">By Dr. Hakim Zainur Rahman &middot; Fellow of the Shifa Desk &middot; 24 Minute Reading</div>
+            <div class="pull-quote">
+                "Modern neuro-psychiatry treats the symptom; prophetic medicine treats the spiritual origin. The heart is not merely an anatomical pump, but the sovereign cognitive seat of discernment."
+            </div>
+            <div class="monograph-preview">
+                In classical Islamic psychology, anxiety, sorrow, and obsessive waswas are not viewed merely as neurochemical accidents, but as disruptions in spiritual equilibrium. This treatise examines the therapeutic architecture of Ibn al-Qayyim, al-Ghazali, and contemporary clinical cognitive reframing, providing a systematic protocol for cultivating inner tranquility in an accelerating world...
+            </div>
+        </article>
+
+        <!-- QUAD MATRIX -->
+        <section class="quad-matrix">
+            <div class="matrix-col">
+                <span class="matrix-theme">Juridical Wealth</span>
+                <h2 class="matrix-headline"><a href="#">Faraid, Hibah & Waqf Ahli: The Layered Tripartite Estate Defence</a></h2>
+                <p>A rigorous Shariah analysis on coordinating intergenerational gifts without fracturing the sacred Faraid balance.</p>
+                <div class="matrix-author">Dr. Tariq Al-Amiri</div>
+            </div>
+
+            <div class="matrix-col">
+                <span class="matrix-theme">Statecraft & Risk</span>
+                <h2 class="matrix-headline"><a href="#">The Shadow Tanker Fleet and Parallel Oil Settlements in East Asia</a></h2>
+                <p>How non-dollar clearing mechanisms are quietly rewriting maritime sovereignty across the Malacca Straits.</p>
+                <div class="matrix-author">Farhan Idris</div>
+            </div>
+
+            <div class="matrix-col">
+                <span class="matrix-theme">Classical Thought</span>
+                <h2 class="matrix-headline"><a href="#">Ibn Khaldun's Asabiyyah and the Longevity of Modern Family Enterprises</a></h2>
+                <p>Examining group cohesion, intergenerational decay, and governance lessons from fourteenth-century Tunis.</p>
+                <div class="matrix-author">Maryam Al-Andalusi</div>
+            </div>
+
+            <div class="matrix-col">
+                <span class="matrix-theme">Publisher's Column</span>
+                <h2 class="matrix-headline"><a href="#">The Sovereign Amanah: Why Muslim Capital Requires Independent Rail</a></h2>
+                <p>On building financial software, data indices, and institutional independence under Divine principles.</p>
+                <div class="matrix-author">Jauhari Che Wan</div>
+            </div>
+        </section>
+
+        <!-- SCHOLARLY FELLOWSHIPS -->
+        <section class="fellows-section">
+            <h2 class="fellows-header">The Fellowships of Darul Falah</h2>
+            <div class="fellows-row">
+                <div class="fellow-scholar-card">
+                    <span class="fellow-scholar-chair">Chair of Juridical Wealth</span>
+                    <h3 class="fellow-scholar-name">Dr. Tariq Al-Amiri</h3>
+                    <p>Senior Jurist specializing in cross-border estate succession, family constitutions, and private Waqf integration.</p>
+                </div>
+                <div class="fellow-scholar-card">
+                    <span class="fellow-scholar-chair">Chair of Tibb & Shifa</span>
+                    <h3 class="fellow-scholar-name">Dr. Hakim Zainur Rahman</h3>
+                    <p>Integrative physician synthesizing prophetic medicine, chronobiology, and Islamic cognitive reframing.</p>
+                </div>
+                <div class="fellow-scholar-card">
+                    <span class="fellow-scholar-chair">Chair of Intellectual History</span>
+                    <h3 class="fellow-scholar-name">Maryam Al-Andalusi</h3>
+                    <p>Scholar of classical Islamic philosophy, Andalusian governance, and early modern Southeast Asian manuscripts.</p>
+                </div>
+            </div>
+        </section>
+
+        <footer class="journal-footer">
+            <p>Iqra Review &middot; Published by Darul Falah Academic Press &middot; ISSN 2990-1048</p>
+        </footer>
+    </div>
+
+</body>
+</html>
diff --git a/design-proposals/direction-3-sovereign-rail.html b/design-proposals/direction-3-sovereign-rail.html
index 6215d04..5401d7c 100644
--- a/design-proposals/direction-3-sovereign-rail.html
+++ b/design-proposals/direction-3-sovereign-rail.html
@@ -1,822 +1,344 @@
 <!DOCTYPE html>
 <html lang="en">
 <head>
-    <meta charset="utf-8">
-    <meta name="viewport" content="width=device-width, initial-scale=1">
-    <title>Direction 3: Sukuk & Sovereign Rail — Iqra Financial Terminal</title>
+    <meta charset="UTF-8">
+    <meta name="viewport" content="width=device-width, initial-scale=1.0">
+    <title>Iqra Intelligence — Sovereign Rail (Direction 3: Bloomberg & Semafor Terminal)</title>
     <link rel="preconnect" href="https://fonts.googleapis.com">
     <link rel="preconnect" href="https://fonts.gstatic.com" crossorigin>
-    <link href="https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700;800&family=Newsreader:ital,opsz,wght@0,6..72,500;0,6..72,700;1,6..72,400&family=JetBrains+Mono:wght@400;500;600;700&display=swap" rel="stylesheet">
-    
+    <link href="https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700;800&family=JetBrains+Mono:wght@500;600&family=Newsreader:ital,opsz,wght@0,6..72,600;0,6..72,700;1,6..72,400&display=swap" rel="stylesheet">
     <style>
-        /* === SUKUK & SOVEREIGN RAIL DESIGN SYSTEM TOKENS === */
         :root {
-            --term-bg: #F4F5F7;          /* Crisp executive workspace grey */
-            --term-surface: #FFFFFF;     /* Solid white module card */
-            --term-dark: #0D1117;        /* Deep obsidian executive header */
-            --term-ink: #111827;         /* High-contrast ink */
-            --term-ink-subtle: #4B5563;  /* Metadata and analytical prose */
-            --term-ink-muted: #9CA3AF;   /* Micro-labeling */
-            --term-emerald: #056A4E;     /* Deep treasury emerald */
-            --term-emerald-light: #ECFDF5;
-            --term-amber: #D97706;       /* Telemetry alert amber */
-            --term-amber-light: #FFFBEB;
-            --term-blue: #1E40AF;        /* Sovereign bond blue */
-            --term-border: #E5E7EB;      /* Clean 1px modular grid border */
-            --term-border-dark: #D1D5DB;
-            
-            --font-ui: 'Inter', -apple-system, sans-serif;
-            --font-serif: 'Newsreader', Georgia, serif;
-            --font-mono: 'JetBrains Mono', monospace;
+            --bg-terminal: #F7F8FA;
+            --card-surface: #FFFFFF;
+            --ink-black: #0B0F19;
+            --ink-muted: #525B6C;
+            --accent-emerald: #026E54;
+            --accent-gold: #B45309;
+            --border-grid: #E1E6EE;
+            --highlight-badge: #ECFDF5;
         }
 
         * { box-sizing: border-box; margin: 0; padding: 0; }
-
         body {
-            background-color: var(--term-bg);
-            color: var(--term-ink);
-            font-family: var(--font-ui);
+            background-color: var(--bg-terminal);
+            color: var(--ink-black);
+            font-family: 'Inter', sans-serif;
             font-size: 15px;
             line-height: 1.5;
             -webkit-font-smoothing: antialiased;
         }
 
-        a { color: inherit; text-decoration: none; }
-        a:hover { color: var(--term-emerald); }
-
-        .container {
-            max-width: 1360px;
-            margin: 0 auto;
-            padding: 0 24px;
-        }
-
-        /* === 1. LIVE TELEMETRY STRIP === */
-        .telemetry-strip {
-            background-color: var(--term-dark);
-            color: #E5E7EB;
-            font-family: var(--font-mono);
+        /* LIVE TELEMETRY TOP BAR */
+        .terminal-bar {
+            background: #0B0F19;
+            color: #C3C9D5;
+            font-family: 'JetBrains Mono', monospace;
             font-size: 11px;
-            padding: 8px 0;
-            border-bottom: 1px solid #1F2937;
-        }
-        .telemetry-inner {
+            padding: 8px 24px;
             display: flex;
             justify-content: space-between;
             align-items: center;
-            overflow-x: auto;
-            gap: 20px;
+            border-bottom: 1px solid #1E2638;
         }
-        .telemetry-group {
-            display: flex;
-            align-items: center;
-            gap: 16px;
-        }
-        .telemetry-badge {
-            background: #10B981;
-            color: #064E3B;
-            font-size: 9.5px;
-            font-weight: 700;
-            padding: 2px 6px;
-            border-radius: 2px;
-            letter-spacing: 0.05em;
-        }
-        .telemetry-metric {
-            display: flex;
-            gap: 6px;
-        }
-        .metric-label { color: #9CA3AF; }
-        .metric-val { color: #34D399; font-weight: 600; }
-        .metric-val.up { color: #34D399; }
-        .metric-val.neutral { color: #FCD34D; }
+        .telemetry-row { display: flex; gap: 20px; align-items: center; }
+        .telemetry-tag { color: #34D399; font-weight: 600; }
 
-        /* === 2. TERMINAL EXECUTIVE MASTHEAD === */
-        .masthead {
-            background: var(--term-surface);
-            border-bottom: 1px solid var(--term-border);
+        .container { max-width: 1260px; margin: 0 auto; padding: 0 24px; }
+
+        /* COMMAND MASTHEAD */
+        header.terminal-masthead {
+            background: #fff;
+            border-bottom: 1px solid var(--border-grid);
             padding: 16px 0;
-            position: sticky;
-            top: 0;
-            z-index: 100;
         }
         .masthead-inner {
             display: flex;
             justify-content: space-between;
             align-items: center;
-            gap: 32px;
         }
-        .brand-block {
-            display: flex;
-            align-items: center;
-            gap: 12px;
-        }
-        .brand-logo {
+        .terminal-brand {
             font-size: 20px;
             font-weight: 800;
             letter-spacing: -0.02em;
-            color: var(--term-ink);
             display: flex;
             align-items: center;
-            gap: 6px;
+            gap: 10px;
         }
-        .brand-pill {
-            background: var(--term-emerald);
-            color: #FFF;
+        .terminal-pill {
+            background: var(--accent-emerald);
+            color: #fff;
             font-size: 10px;
             font-weight: 700;
-            padding: 2px 6px;
+            padding: 3px 7px;
             border-radius: 3px;
-            letter-spacing: 0.06em;
             text-transform: uppercase;
+            letter-spacing: 0.06em;
         }
-        .terminal-nav {
-            display: flex;
-            gap: 20px;
-            font-size: 13px;
-            font-weight: 600;
-            color: var(--term-ink-subtle);
-        }
-        .terminal-nav a:hover, .terminal-nav a.active {
-            color: var(--term-emerald);
-        }
-        .terminal-actions {
-            display: flex;
-            align-items: center;
-            gap: 12px;
-        }
-        .search-cmd {
-            background: var(--term-bg);
-            border: 1px solid var(--term-border);
-            padding: 6px 12px;
+        .terminal-nav { display: flex; gap: 24px; font-size: 13px; font-weight: 600; }
+        .terminal-nav a { color: var(--ink-muted); text-decoration: none; }
+        .terminal-nav a:hover, .terminal-nav a.active { color: var(--accent-emerald); }
+        .cmd-search {
+            background: #EDF0F5;
+            border: 1px solid var(--border-grid);
             border-radius: 4px;
-            font-family: var(--font-mono);
-            font-size: 11px;
-            color: #6B7280;
+            padding: 6px 14px;
+            font-size: 12px;
+            color: var(--ink-muted);
             display: flex;
             align-items: center;
             gap: 8px;
-            cursor: pointer;
-        }
-        .kbd-key {
-            background: #FFF;
-            border: 1px solid #D1D5DB;
-            padding: 1px 4px;
-            border-radius: 3px;
-            font-size: 10px;
-        }
-        .btn-access {
-            background: var(--term-dark);
-            color: #FFF;
-            font-size: 12px;
-            font-weight: 600;
-            padding: 7px 14px;
-            border-radius: 4px;
         }
 
-        /* === 3. EXECUTIVE INTELLIGENCE GRID (MAIN TERMINAL) === */
+        /* GRID MAIN */
         .terminal-grid {
             display: grid;
-            grid-template-columns: 8fr 4fr;
+            grid-template-columns: 7fr 3.5fr;
             gap: 24px;
-            margin-top: 24px;
+            padding: 28px 0;
         }
 
-        /* Primary Intelligence Column */
-        .main-col {
-            display: flex;
-            flex-direction: column;
-            gap: 24px;
-        }
-
-        /* Lead Executive Card */
-        .lead-card {
-            background: var(--term-surface);
-            border: 1px solid var(--term-border);
-            border-radius: 6px;
-            overflow: hidden;
-            display: flex;
-            flex-direction: column;
-        }
-        .lead-card-header {
-            padding: 20px 24px 12px;
-            border-bottom: 1px solid var(--term-border);
-            display: flex;
-            justify-content: space-between;
-            align-items: center;
-        }
-        .lead-tag {
-            background: var(--term-emerald-light);
-            color: var(--term-emerald);
-            font-family: var(--font-mono);
-            font-size: 11px;
-            font-weight: 600;
-            padding: 3px 8px;
+        /* SEMAFOR STYLE HERO CARD */
+        .semafor-card {
+            background: #fff;
+            border: 1px solid var(--border-grid);
             border-radius: 4px;
-        }
-        .lead-time {
-            font-family: var(--font-mono);
-            font-size: 11px;
-            color: var(--term-ink-muted);
-        }
-        .lead-card-body {
-            padding: 24px;
-        }
-        .lead-title {
-            font-family: var(--font-serif);
-            font-size: 34px;
-            font-weight: 700;
-            line-height: 1.2;
-            color: var(--term-ink);
-            margin-bottom: 16px;
-        }
-        
-        /* Semafor-style Structured Breakdown */
-        .semafor-drawer {
+            padding: 28px;
             display: flex;
             flex-direction: column;
-            gap: 14px;
-            margin: 20px 0;
-            background: #F9FAFB;
-            border: 1px solid var(--term-border);
-            border-radius: 6px;
-            padding: 18px 20px;
-        }
-        .semafor-point {
-            display: grid;
-            grid-template-columns: 130px 1fr;
             gap: 16px;
-            font-size: 13.5px;
-            line-height: 1.5;
         }
-        .semafor-label {
-            font-family: var(--font-mono);
+        .cat-pill {
+            align-self: flex-start;
+            background: var(--highlight-badge);
+            color: var(--accent-emerald);
             font-size: 11px;
             font-weight: 700;
+            padding: 3px 8px;
+            border-radius: 3px;
             text-transform: uppercase;
-            letter-spacing: 0.05em;
-            color: var(--term-emerald);
         }
-        .semafor-text {
-            color: #374151;
-        }
-        
-        .lead-card-footer {
-            padding: 14px 24px;
-            background: #FAFAFA;
-            border-top: 1px solid var(--term-border);
-            display: flex;
-            justify-content: space-between;
-            align-items: center;
-            font-size: 12.5px;
-        }
-        .author-inline {
-            display: flex;
-            align-items: center;
-            gap: 8px;
-            font-weight: 600;
-        }
-        .author-thumb {
-            width: 26px;
-            height: 26px;
-            border-radius: 50%;
-            object-fit: cover;
+        .semafor-title {
+            font-family: 'Newsreader', serif;
+            font-size: 38px;
+            line-height: 1.15;
+            font-weight: 700;
+            color: var(--ink-black);
         }
+        .semafor-title a { color: inherit; text-decoration: none; }
+        .semafor-title a:hover { color: var(--accent-emerald); }
 
-        /* Secondary 2-Up Cards */
-        .sub-grid {
-            display: grid;
-            grid-template-columns: 1fr 1fr;
-            gap: 24px;
+        .takeaway-box {
+            background: #F8FAFC;
+            border-left: 3px solid var(--accent-emerald);
+            padding: 16px 20px;
+            display: flex;
+            flex-direction: column;
+            gap: 10px;
+            margin: 10px 0;
         }
-        .sub-card {
-            background: var(--term-surface);
-            border: 1px solid var(--term-border);
-            border-radius: 6px;
+        .takeaway-row { display: grid; grid-template-columns: 120px 1fr; gap: 12px; font-size: 14px; }
+        .takeaway-label { font-weight: 700; text-transform: uppercase; font-size: 11px; color: var(--ink-muted); letter-spacing: 0.05em; }
+
+        /* RIGHT DISPATCHES COLUMN */
+        .dispatches-column {
+            display: flex;
+            flex-direction: column;
+            gap: 16px;
+        }
+        .terminal-panel {
+            background: #fff;
+            border: 1px solid var(--border-grid);
+            border-radius: 4px;
             padding: 20px;
-            display: flex;
-            flex-direction: column;
-            justify-content: space-between;
         }
-        .sub-kicker {
-            font-family: var(--font-mono);
-            font-size: 10.5px;
-            font-weight: 600;
-            color: var(--term-blue);
-            text-transform: uppercase;
-            margin-bottom: 8px;
-        }
-        .sub-title {
-            font-family: var(--font-serif);
-            font-size: 20px;
-            font-weight: 700;
-            line-height: 1.3;
-            color: var(--term-ink);
-            margin-bottom: 12px;
-        }
-        .sub-excerpt {
-            font-size: 13px;
-            color: var(--term-ink-subtle);
-            line-height: 1.5;
-            margin-bottom: 16px;
-        }
-        .sub-footer {
-            border-top: 1px solid var(--term-border);
-            padding-top: 10px;
-            font-size: 11px;
-            font-family: var(--font-mono);
-            color: var(--term-ink-muted);
-            display: flex;
-            justify-content: space-between;
-        }
-
-        /* Right Rail: Terminal Wire & Live Engines */
-        .side-col {
-            display: flex;
-            flex-direction: column;
-            gap: 24px;
-        }
-
-        /* Live Wire Module */
-        .terminal-box {
-            background: var(--term-surface);
-            border: 1px solid var(--term-border);
-            border-radius: 6px;
-            overflow: hidden;
-        }
-        .box-header {
-            padding: 14px 18px;
-            border-bottom: 1px solid var(--term-border);
-            display: flex;
-            justify-content: space-between;
-            align-items: center;
-            background: #FAFAFA;
-        }
-        .box-title {
+        .panel-header {
             font-size: 12px;
             font-weight: 700;
             text-transform: uppercase;
-            letter-spacing: 0.05em;
-            color: var(--term-ink);
-            display: flex;
-            align-items: center;
-            gap: 8px;
-        }
-        .signal-indicator {
-            width: 7px;
-            height: 7px;
-            background: #10B981;
-            border-radius: 50%;
-        }
-        .box-content {
-            padding: 0 18px;
-        }
-        .feed-row {
-            padding: 14px 0;
-            border-bottom: 1px solid var(--term-border);
-            display: flex;
-            flex-direction: column;
-            gap: 4px;
-        }
-        .feed-row:last-child {
-            border-bottom: none;
-        }
-        .feed-meta {
-            font-family: var(--font-mono);
-            font-size: 10px;
-            color: var(--term-ink-muted);
-            display: flex;
-            gap: 8px;
-        }
-        .feed-title {
-            font-size: 13.5px;
-            font-weight: 600;
-            line-height: 1.35;
-            color: var(--term-ink);
-        }
-
-        /* Live Interactive Calculator Widget */
-        .calculator-dock {
-            background: var(--term-dark);
-            color: #FFF;
-            border-radius: 6px;
-            padding: 20px;
-        }
-        .calc-header {
-            display: flex;
-            justify-content: space-between;
-            align-items: center;
-            margin-bottom: 14px;
-            border-bottom: 1px solid #374151;
+            letter-spacing: 0.08em;
+            color: var(--ink-muted);
+            border-bottom: 1px solid var(--border-grid);
             padding-bottom: 10px;
-        }
-        .calc-title {
-            font-family: var(--font-mono);
-            font-size: 12px;
-            font-weight: 700;
-            color: #34D399;
-            text-transform: uppercase;
-        }
-        .calc-input-group {
-            margin-bottom: 12px;
-        }
-        .calc-label {
-            font-size: 11px;
-            color: #9CA3AF;
-            display: block;
-            margin-bottom: 4px;
-        }
-        .calc-input {
-            width: 100%;
-            background: #1F2937;
-            border: 1px solid #374151;
-            padding: 8px 12px;
-            border-radius: 4px;
-            color: #FFF;
-            font-family: var(--font-mono);
-            font-size: 13px;
-        }
-        .calc-output-box {
-            background: #111827;
-            border: 1px solid #056A4E;
-            padding: 12px;
-            border-radius: 4px;
-            margin-top: 14px;
+            margin-bottom: 14px;
             display: flex;
             justify-content: space-between;
-            align-items: center;
-        }
-        .calc-output-val {
-            font-family: var(--font-mono);
-            font-size: 16px;
-            font-weight: 700;
-            color: #34D399;
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-            background: var(--term-emerald);
-            color: #FFF;
-            border: none;
-            padding: 10px;
-            border-radius: 4px;
-            font-size: 12px;
-            font-weight: 600;
-            margin-top: 12px;
-            cursor: pointer;
         }
+        .intel-item { padding: 10px 0; border-bottom: 1px solid #F1F4F9; }
+        .intel-item:last-child { border-bottom: none; }
+        .intel-tag { font-family: 'JetBrains Mono', monospace; font-size: 10px; color: var(--accent-gold); font-weight: 600; }
+        .intel-title { font-weight: 600; font-size: 14px; line-height: 1.35; margin-top: 3px; }
+        .intel-title a { color: inherit; text-decoration: none; }
+        .intel-title a:hover { color: var(--accent-emerald); }
 
-        /* === 4. RESEARCH FELLOWS TERMINAL CARDS === */
-        .fellows-terminal-section {
-            margin: 40px 0 60px;
+        /* QUANTITATIVE DOCK */
+        .quant-dock {
+            padding: 24px 0;
+            border-top: 1px solid var(--border-grid);
         }
-        .terminal-section-header {
-            display: flex;
-            justify-content: space-between;
-            align-items: flex-end;
-            margin-bottom: 16px;
-            padding-bottom: 8px;
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-        }
-        .section-headline {
-            font-size: 18px;
-            font-weight: 700;
-            color: var(--term-ink);
-        }
-        .fellows-grid {
+        .dock-grid {
             display: grid;
-            grid-template-columns: repeat(4, 1fr);
+            grid-template-columns: repeat(3, 1fr);
             gap: 20px;
         }
-        .fellow-terminal-card {
-            background: var(--term-surface);
-            border: 1px solid var(--term-border);
-            border-radius: 6px;
-            padding: 18px;
+        .dock-card {
+            background: #fff;
+            border: 1px solid var(--border-grid);
+            border-radius: 4px;
+            padding: 20px;
             display: flex;
             flex-direction: column;
+            gap: 10px;
         }
-        .fellow-badge-row {
-            display: flex;
-            justify-content: space-between;
-            align-items: center;
-            margin-bottom: 12px;
-        }
-        .desk-pill {
-            font-family: var(--font-mono);
-            font-size: 9.5px;
-            font-weight: 700;
-            background: #F3F4F6;
-            color: #374151;
-            padding: 2px 6px;
-            border-radius: 3px;
-        }
-        .fellow-profile-row {
-            display: flex;
-            align-items: center;
-            gap: 12px;
-            margin-bottom: 12px;
-        }
-        .fellow-img {
-            width: 44px;
-            height: 44px;
-            border-radius: 6px;
-            object-fit: cover;
-            border: 1px solid var(--term-border);
-        }
-        .fellow-name-h {
-            font-size: 14.5px;
-            font-weight: 700;
-            color: var(--term-ink);
-        }
-        .fellow-bio-text {
+        .dock-card h4 { font-size: 16px; font-weight: 700; }
+        .dock-card p { font-size: 13px; color: var(--ink-muted); }
+        .dock-cta {
             font-size: 12px;
-            color: var(--term-ink-subtle);
-            line-height: 1.45;
-            margin-bottom: 14px;
-        }
-        .fellow-stat-link {
-            font-family: var(--font-mono);
-            font-size: 11px;
-            font-weight: 600;
-            color: var(--term-emerald);
-            border-top: 1px solid var(--term-border);
-            padding-top: 10px;
+            font-weight: 700;
+            color: var(--accent-emerald);
+            text-transform: uppercase;
             margin-top: auto;
-            display: flex;
-            justify-content: space-between;
+            text-decoration: none;
         }
 
-        /* FOOTER */
-        .terminal-footer {
-            background: var(--term-dark);
-            color: #9CA3AF;
-            padding: 32px 0;
-            font-family: var(--font-mono);
-            font-size: 11px;
-            border-top: 1px solid #1F2937;
-        }
-        .footer-inner {
-            display: flex;
-            justify-content: space-between;
-            align-items: center;
+        footer.terminal-footer {
+            border-top: 1px solid var(--border-grid);
+            padding: 24px 0;
+            text-align: center;
+            font-size: 12px;
+            color: var(--ink-muted);
         }
     </style>
 </head>
 <body>
 
-    <!-- 1. LIVE TELEMETRY STRIP -->
-    <div class="telemetry-strip">
-        <div class="container telemetry-inner">
-            <div class="telemetry-group">
-                <span class="telemetry-badge">LIVE TERMINAL</span>
-                <div class="telemetry-metric">
-                    <span class="metric-label">GOLD NISAB:</span>
-                    <span class="metric-val">RM 32,450.00 / 85g</span>
-                </div>
-                <div class="telemetry-metric">
-                    <span class="metric-label">SILVER NISAB:</span>
-                    <span class="metric-val">RM 2,890.00 / 595g</span>
-                </div>
-                <div class="telemetry-metric">
-                    <span class="metric-label">SUKUK 5Y BENCH:</span>
-                    <span class="metric-val up">4.82% (+0.04)</span>
-                </div>
-                <div class="telemetry-metric">
-                    <span class="metric-label">ZAKAT APIS:</span>
-                    <span class="metric-val neutral">OPERATIONAL</span>
-                </div>
-            </div>
-            <div class="telemetry-group">
-                <span>Rabi' al-Awwal 1448 &middot; UTC+8</span>
-            </div>
+    <div class="terminal-bar">
+        <div class="telemetry-row">
+            <span>MYR TOKENISED SUKUK: <strong class="telemetry-tag">4.82% YLD</strong></span>
+            <span>&bull;</span>
+            <span>GOLD NISAB: <strong style="color: #fff;">RM 32,450</strong></span>
+            <span>&bull;</span>
+            <span>SILVER NISAB: <strong style="color: #fff;">RM 2,890</strong></span>
+            <span>&bull;</span>
+            <span>CALC ENGINE: <strong class="telemetry-tag">LIVE v2.4</strong></span>
+        </div>
+        <div>
+            <span>TERMINAL DESK &bull; OCT 2026</span>
         </div>
     </div>
 
-    <!-- 2. TERMINAL EXECUTIVE MASTHEAD -->
-    <header class="masthead">
+    <header class="terminal-masthead">
         <div class="container masthead-inner">
-            <div class="brand-block">
-                <div class="brand-logo">
-                    IQRA <span class="brand-pill">Terminal</span>
-                </div>
+            <div class="terminal-brand">
+                <span>IQRA</span>
+                <span class="terminal-pill">INTELLIGENCE</span>
             </div>
             <nav class="terminal-nav">
-                <a href="#" class="active">Intelligence Feed</a>
-                <a href="#">Family Office</a>
-                <a href="#">Sukuk & Sovereign Debt</a>
-                <a href="#">Integrative Tibb</a>
+                <a href="#" class="active">Markets & Wealth</a>
                 <a href="#">Geopolitical Risk</a>
-                <a href="#">Faraid Engine</a>
+                <a href="#">Health & Shifa</a>
+                <a href="#">Governance</a>
+                <a href="#">Computational Suite</a>
             </nav>
-            <div class="terminal-actions">
-                <div class="search-cmd">
-                    <span>Search Intelligence...</span>
-                    <span class="kbd-key">&amp;K</span>
-                </div>
-                <a href="#" class="btn-access">Client Access</a>
+            <div class="cmd-search">
+                <span>Search Intelligence...</span>
+                <kbd style="background: #fff; border: 1px solid #ccc; padding: 1px 4px; border-radius: 2px; font-size: 10px;">⌘K</kbd>
             </div>
         </div>
     </header>
 
-    <!-- 3. MAIN TERMINAL GRID -->
-    <main class="container">
+    <div class="container">
         <div class="terminal-grid">
-            
-            <!-- Left: Primary Intelligence Column -->
-            <div class="main-col">
+            <!-- LEFT: SEMAFOR STYLE INVESTIGATION -->
+            <div class="semafor-card">
+                <span class="cat-pill">Sovereign Debt & Trade Corridors</span>
+                <h1 class="semafor-title">
+                    <a href="#">ASEAN's Parallel Settlement Architecture: How Bilateral Currency Swaps Bypass Petro-Dollar Hegemony</a>
+                </h1>
                 
-                <!-- Lead Investigation (Semafor-Style Breakdown) -->
-                <article class="lead-card">
-                    <div class="lead-card-header">
-                        <span class="lead-tag">SOVEREIGN CAPITAL &middot; LEAD INVESTIGATION</span>
-                        <span class="lead-time">10 Oct 2026 &middot; 08:30 MYT</span>
+                <div class="takeaway-box">
+                    <div class="takeaway-row">
+                        <span class="takeaway-label">The Signal</span>
+                        <span>Malaysia, Indonesia, and Thailand settled over 24% of bilateral energy transactions using local currencies in Q3 2026.</span>
                     </div>
-                    <div class="lead-card-body">
-                        <h2 class="lead-title">
-                            <a href="#">Malaysia Prices First Tokenised Sukuk: The EVM Settlement Layer Dissected</a>
-                        </h2>
-
-                        <!-- Semafor Executive Breakdown -->
-                        <div class="semafor-drawer">
-                            <div class="semafor-point">
-                                <span class="semafor-label">THE SIGNAL</span>
-                                <span class="semafor-text">RM100 million priced with institutional syndicate backing (Khazanah, CIMB, Maybank). Wakalah underlying remains compliant with SAC-BNM guidelines.</span>
-                            </div>
-                            <div class="semafor-point">
-                                <span class="semafor-label">THE EXPOSURE</span>
-                                <span class="semafor-text">Cuts settlement cycle from T+2 to instantaneous atomic delivery-versus-payment (DvP) on private permissioned EVM ledger.</span>
-                            </div>
-                            <div class="semafor-point">
-                                <span class="semafor-label">JURISTIC VIEW</span>
-                                <span class="semafor-text">Dr. Tariq Al-Amiri confirms smart contract minting preserves legal title without invoking prohibited debt-sale (Bay al-Dayn) caveats.</span>
-                            </div>
-                        </div>
+                    <div class="takeaway-row">
+                        <span class="takeaway-label">The Fiqh</span>
+                        <span>Shariah scholars view multi-currency settlement as closer to intrinsic value trading than fractional debt-based fiat monopolies.</span>
                     </div>
-                    <div class="lead-card-footer">
-                        <div class="author-inline">
-                            <img src="https://iqra.falahos.my/content/images/authors/tariq-al-amiri.png" class="author-thumb" alt="Dr. Tariq Al-Amiri">
-                            <span>Analysis by Dr. Tariq Al-Amiri &middot; Senior Jurist</span>
-                        </div>
-                        <a href="#" style="color: var(--term-emerald); font-weight: 600;">Read Full Analysis &rarr;</a>
+                    <div class="takeaway-row">
+                        <span class="takeaway-label">The Exposure</span>
+                        <span>Family offices holding dollar-heavy liquid reserves face escalating purchasing power divergence across Straits supply chains.</span>
                     </div>
-                </article>
+                </div>
 
-                <!-- 2-Up Sub Grid -->
-                <div class="sub-grid">
-                    <article class="sub-card">
-                        <div>
-                            <span class="sub-kicker">Integrative Tibb &middot; Clinical Study</span>
-                            <h3 class="sub-title"><a href="#">Neurobiology of Tahajjud: Melatonin Synchronization & Cortisol Reset</a></h3>
-                            <p class="sub-excerpt">Quantitative study on third-quarter night vigilance, vagus nerve stimulation, and systemic autonomic balance.</p>
-                        </div>
-                        <div class="sub-footer">
-                            <span>Dr. Hakim Zainur Rahman</span>
-                            <span>6 min read</span>
-                        </div>
-                    </article>
+                <p style="color: var(--ink-muted); font-size: 15px; line-height: 1.6;">
+                    The acceleration of regional central bank digital rails is creating an unannounced bifurcation in liquidity. Family offices positioning for 2027 must reweight treasury reserves toward physical gold, Sukuk liquidity baskets, and ringgit-denominated real productive assets...
+                </p>
 
-                    <article class="sub-card">
-                        <div>
-                            <span class="sub-kicker">Geopolitics &middot; Maritime Corridors</span>
-                            <h3 class="sub-title"><a href="#">Strait of Malacca: Sovereign Settlement Rails Bypassing Western Clearing</a></h3>
-                            <p class="sub-excerpt">Bilateral energy and grain trade settled in tokenised gold dinar between Southeast Asia and the Gulf.</p>
-                        </div>
-                        <div class="sub-footer">
-                            <span>Farhan Idris</span>
-                            <span>8 min read</span>
-                        </div>
-                    </article>
+                <div style="font-size: 12px; color: var(--ink-muted); margin-top: 8px;">
+                    Analysis by <strong>Farhan Idris</strong> &middot; Reviewed by <strong>Darul Falah Research Desk</strong> &middot; 8 min read
                 </div>
             </div>
 
-            <!-- Right Rail: Terminal Live Feeds & Interactive Engine -->
-            <div class="side-col">
-                
-                <!-- Live Intelligence Wire -->
-                <div class="terminal-box">
-                    <div class="box-header">
-                        <span class="box-title"><span class="signal-indicator"></span> Live Intelligence Wire</span>
-                        <span style="font-family: var(--font-mono); font-size: 10px; color: #6B7280;">POLLING</span>
+            <!-- RIGHT: LIVE DISPATCHES -->
+            <div class="dispatches-column">
+                <div class="terminal-panel">
+                    <div class="panel-header">
+                        <span>Latest Dispatches</span>
+                        <span style="color: var(--accent-emerald);">● LIVE</span>
                     </div>
-                    <div class="box-content">
-                        <div class="feed-row">
-                            <div class="feed-meta"><span>14m ago</span> &middot; <span>FINTECH</span></div>
-                            <h4 class="feed-title"><a href="#">Musaffa's US Halal Brokerage Integrates DriveWealth Clearing API</a></h4>
-                        </div>
-                        <div class="feed-row">
-                            <div class="feed-meta"><span>1h ago</span> &middot; <span>FAMILY OFFICE</span></div>
-                            <h4 class="feed-title"><a href="#">Cross-Border Waqf Ahli Framework Adopted in Labuan IBFC</a></h4>
-                        </div>
-                        <div class="feed-row">
-                            <div class="feed-meta"><span>3h ago</span> &middot; <span>TIBB HEALTH</span></div>
-                            <h4 class="feed-title"><a href="#">Clinical Trials on Intermittent Fasting Validate Monday-Thursday Sunnah Rhythm</a></h4>
-                        </div>
-                        <div class="feed-row">
-                            <div class="feed-meta"><span>5h ago</span> &middot; <span>PHILOSOPHY</span></div>
-                            <h4 class="feed-title"><a href="#">Ibn Khaldun's Asabiyyah and Modern Sovereign Wealth Funds</a></h4>
-                        </div>
+                    <div class="intel-item">
+                        <span class="intel-tag">CORRIDORS</span>
+                        <div class="intel-title"><a href="#">US-Iran logistics dislocation playbook update for maritime shippers.</a></div>
+                    </div>
+                    <div class="intel-item">
+                        <span class="intel-tag">ESTATE</span>
+                        <div class="intel-title"><a href="#">Cross-border Waqf Ahli structuring guide for GCC-Southeast Asia assets.</a></div>
+                    </div>
+                    <div class="intel-item">
+                        <span class="intel-tag">SHIFA DESK</span>
+                        <div class="intel-title"><a href="#">Circadian intermittent fasting protocols for high-intensity executives.</a></div>
+                    </div>
+                    <div class="intel-item">
+                        <span class="intel-tag">JURISPRUDENCE</span>
+                        <div class="intel-title"><a href="#">Purification ratios on generative AI intellectual property royalties.</a></div>
                     </div>
                 </div>
 
-                <!-- Live Interactive Calculator Dock -->
-                <div class="calculator-dock">
-                    <div class="calc-header">
-                        <span class="calc-title">Rapid Zakat Estimator</span>
-                        <span style="font-size: 10px; color: #9CA3AF;">NISAB 2026</span>
-                    </div>
-                    <div class="calc-input-group">
-                        <label class="calc-label">Total Liquid Assets (MYR)</label>
-                        <input type="text" class="calc-input" value="1,250,000.00">
-                    </div>
-                    <div class="calc-input-group">
-                        <label class="calc-label">Deductible Liabilities</label>
-                        <input type="text" class="calc-input" value="150,000.00">
-                    </div>
-                    <div class="calc-output-box">
-                        <span style="font-size: 11px; color: #9CA3AF;">Obligatory Zakat (2.5%):</span>
-                        <span class="calc-output-val">RM 27,500.00</span>
-                    </div>
-                    <button class="calc-btn">Open Full Multi-Asset Engine &rarr;</button>
+                <div class="terminal-panel" style="background: #F0FDF4; border-color: #BBF7D0;">
+                    <div style="font-size: 11px; font-weight: 700; color: #166534; text-transform: uppercase; margin-bottom: 6px;">The Jauhari Column</div>
+                    <h3 style="font-size: 16px; font-weight: 700; color: #14532D; margin-bottom: 6px;"><a href="#" style="color: inherit; text-decoration: none;">"Algorithmics of Amanah: Building Uncompromising Financial Rail"</a></h3>
+                    <p style="font-size: 13px; color: #166534;">Jauhari Che Wan on why sovereign independence requires sovereign software.</p>
                 </div>
             </div>
         </div>
 
-        <!-- 4. RESEARCH FELLOWS TERMINAL CARDS -->
-        <section class="fellows-terminal-section">
-            <div class="terminal-section-header">
-                <h3 class="section-headline">Iqra Intelligence Desks & Senior Fellows</h3>
-                <span style="font-family: var(--font-mono); font-size: 11px; color: #6B7280;">6 ACTIVE DESKS</span>
-            </div>
-
-            <div class="fellows-grid">
-                <div class="fellow-terminal-card">
-                    <div class="fellow-badge-row">
-                        <span class="desk-pill">PUBLISHER'S DESK</span>
-                    </div>
-                    <div class="fellow-profile-row">
-                        <img src="https://iqra.falahos.my/content/images/authors/jauhari-che-wan.png" class="fellow-img" alt="Jauhari Che Wan">
-                        <div>
-                            <h4 class="fellow-name-h">Jauhari Che Wan</h4>
-                            <span style="font-size: 11px; color: #6B7280;">Editor-in-Chief</span>
-                        </div>
-                    </div>
-                    <p class="fellow-bio-text">Writes The Jauhari Column on sovereign technology and civilizational istikhlaf in Nusantara.</p>
-                    <a href="#" class="fellow-stat-link"><span>18 Monographs</span> <span>&rarr;</span></a>
+        <!-- QUANTITATIVE SUITE DOCK -->
+        <section class="quant-dock">
+            <div style="font-size: 12px; font-weight: 700; text-transform: uppercase; color: var(--ink-muted); margin-bottom: 16px;">Computational Suite</div>
+            <div class="dock-grid">
+                <div class="dock-card">
+                    <h4>Faraid Distribution Engine</h4>
+                    <p>Mathematical inheritance simulation across all Shariah legal branches with instant shares breakdown.</p>
+                    <a href="#" class="dock-cta">Open Engine &rarr;</a>
                 </div>
-
-                <div class="fellow-terminal-card">
-                    <div class="fellow-badge-row">
-                        <span class="desk-pill">ESTATE & JURISPRUDENCE</span>
-                    </div>
-                    <div class="fellow-profile-row">
-                        <img src="https://iqra.falahos.my/content/images/authors/tariq-al-amiri.png" class="fellow-img" alt="Dr. Tariq Al-Amiri">
-                        <div>
-                            <h4 class="fellow-name-h">Dr. Tariq Al-Amiri</h4>
-                            <span style="font-size: 11px; color: #6B7280;">Senior Counsel</span>
-                        </div>
-                    </div>
-                    <p class="fellow-bio-text">Advises on cross-border Faraid, family office trusts, and Sukuk issuance structures.</p>
-                    <a href="#" class="fellow-stat-link"><span>8 Briefings</span> <span>&rarr;</span></a>
+                <div class="dock-card">
+                    <h4>Zakat 2.0 Portfolio Auditor</h4>
+                    <p>Automated balance-sheet deduction and nisab indexing for private equity and tokenised reserves.</p>
+                    <a href="#" class="dock-cta">Calculate Zakat &rarr;</a>
                 </div>
-
-                <div class="fellow-terminal-card">
-                    <div class="fellow-badge-row">
-                        <span class="desk-pill">INTEGRATIVE TIBB</span>
-                    </div>
-                    <div class="fellow-profile-row">
-                        <img src="https://iqra.falahos.my/content/images/authors/hakim-zainur.png" class="fellow-img" alt="Dr. Hakim Zainur Rahman">
-                        <div>
-                            <h4 class="fellow-name-h">Dr. Hakim Zainur</h4>
-                            <span style="font-size: 11px; color: #6B7280;">Clinical Researcher</span>
-                        </div>
-                    </div>
-                    <p class="fellow-bio-text">Bridging prophetic medicine, clinical chronobiology, and Islamic cognitive reframing.</p>
-                    <a href="#" class="fellow-stat-link"><span>8 Clinical Papers</span> <span>&rarr;</span></a>
-                </div>
-
-                <div class="fellow-terminal-card">
-                    <div class="fellow-badge-row">
-                        <span class="desk-pill">GEOPOLITICAL RISK</span>
-                    </div>
-                    <div class="fellow-profile-row">
-                        <img src="https://iqra.falahos.my/content/images/authors/farhan-idris.png" class="fellow-img" alt="Farhan Idris">
-                        <div>
-                            <h4 class="fellow-name-h">Farhan Idris</h4>
-                            <span style="font-size: 11px; color: #6B7280;">Corridors Strategist</span>
-                        </div>
-                    </div>
-                    <p class="fellow-bio-text">Specialist in maritime straits, sovereign capital flows, and alternative settlement rails.</p>
-                    <a href="#" class="fellow-stat-link"><span>5 Corridors Briefs</span> <span>&rarr;</span></a>
+                <div class="dock-card">
+                    <h4>Digital Waqf Ahli Planner</h4>
+                    <p>Interactive structuring template for intergenerational family office trusts and foundations.</p>
+                    <a href="#" class="dock-cta">Configure Waqf &rarr;</a>
                 </div>
             </div>
         </section>
-    </main>
 
-    <!-- FOOTER -->
-    <footer class="terminal-footer">
-        <div class="container footer-inner">
-            <span>&copy; 2026 IQRA TERMINAL &middot; DARUL FALAH CAPITAL INTELLIGENCE &middot; FALAHOS RUNTIME</span>
-            <span>DATA FEEDS: NISAB LIVE INDEX &middot; STATUS: OPERATIONAL</span>
-        </div>
-    </footer>
+        <footer class="terminal-footer">
+            <p>Iqra Intelligence &middot; Powered by Darul Falah Computational Infrastructure &middot; All Rights Reserved.</p>
+        </footer>
+    </div>
 
 </body>
 </html>
diff --git a/design-proposals/direction-4-herald-broadsheet.html b/design-proposals/direction-4-herald-broadsheet.html
new file mode 100644
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--- /dev/null
+++ b/design-proposals/direction-4-herald-broadsheet.html
@@ -0,0 +1,925 @@
+<!DOCTYPE html>
+<html lang="en">
+<head>
+    <meta charset="UTF-8">
+    <meta name="viewport" content="width=device-width, initial-scale=1.0">
+    <title>Iqra — The Sovereign Broadsheet (FT & Terminal Aesthetics + NYT Structure)</title>
+    <link rel="preconnect" href="https://fonts.googleapis.com">
+    <link rel="preconnect" href="https://fonts.gstatic.com" crossorigin>
+    <link href="https://fonts.googleapis.com/css2?family=Cinzel:wght@700;900&family=Newsreader:ital,opsz,wght@0,6..72,400;0,6..72,500;0,6..72,600;0,6..72,700;1,6..72,400;1,6..72,600&family=Source+Serif+4:ital,opsz,wght@0,8..60,400;0,8..60,600;0,8..60,700;1,8..60,400&family=Inter:wght@400;500;600;700;800&family=JetBrains+Mono:wght@500;600;700&display=swap" rel="stylesheet">
+    <style>
+        :root {
+            /* FT WARM SALMON-LINEN GROUND + REFINED INK */
+            --bg-paper: #FFF1E5;
+            --bg-card: #F8EBE0;
+            --bg-card-highlight: #FAF2EB;
+            --bg-contrast: #201D1A;
+            --ink-primary: #111111;
+            --ink-secondary: #4A443E;
+            --ink-muted: #7A726A;
+            --accent-green: #0E4D36;
+            --accent-green-light: #E7F3EE;
+            --accent-burgundy: #9E2A2B;
+            --border-hairline: #E2D3C4;
+            --border-bold: #111111;
+            --border-double: 3px double #111111;
+        }
+
+        * { box-sizing: border-box; margin: 0; padding: 0; }
+        body {
+            background-color: var(--bg-paper);
+            color: var(--ink-primary);
+            font-family: 'Source Serif 4', Georgia, serif;
+            font-size: 16px;
+            line-height: 1.55;
+            -webkit-font-smoothing: antialiased;
+        }
+
+        /* 1. NYT TOP UTILITY & TELEMETRY STRIP */
+        .top-utility-bar {
+            background: #181513;
+            color: #E2D5C7;
+            font-family: 'Inter', sans-serif;
+            font-size: 11px;
+            padding: 8px 32px;
+            display: flex;
+            justify-content: space-between;
+            align-items: center;
+            border-bottom: 1px solid #2D2723;
+        }
+        .util-left { display: flex; gap: 18px; align-items: center; font-weight: 500; }
+        .util-date { color: #FFF; font-weight: 600; }
+        .util-center { display: flex; gap: 16px; align-items: center; font-family: 'JetBrains Mono', monospace; }
+        .util-badge { background: var(--accent-green); color: #fff; padding: 2px 6px; border-radius: 2px; font-size: 9px; font-weight: 700; }
+        .util-right { display: flex; gap: 14px; align-items: center; }
+        .util-right a { color: #E2D5C7; text-decoration: none; font-weight: 600; }
+        .util-right a:hover { color: #FFF; }
+        .sub-btn { background: var(--accent-green); color: #fff !important; padding: 4px 10px; border-radius: 2px; font-weight: 700; text-transform: uppercase; font-size: 10px; }
+
+        /* CONTAINER */
+        .container { max-width: 1320px; margin: 0 auto; padding: 0 32px; }
+
+        /* 2. THE GRAND BROADSHEET MASTHEAD (NYT Centered Structure) */
+        header.masthead {
+            border-bottom: 1px solid var(--border-hairline);
+            padding: 24px 0 0;
+            text-align: center;
+        }
+        .masthead-inner {
+            display: grid;
+            grid-template-columns: 1fr auto 1fr;
+            align-items: center;
+            margin-bottom: 12px;
+        }
+        .masthead-edition {
+            text-align: left;
+            font-family: 'Inter', sans-serif;
+            font-size: 11px;
+            text-transform: uppercase;
+            letter-spacing: 0.1em;
+            color: var(--ink-secondary);
+        }
+        .brand-center {
+            display: flex;
+            flex-direction: column;
+            align-items: center;
+        }
+        .brand-logo {
+            font-family: 'Cinzel', serif;
+            font-size: 64px;
+            font-weight: 900;
+            letter-spacing: 0.22em;
+            line-height: 0.95;
+            color: var(--ink-primary);
+            display: flex;
+            align-items: center;
+            gap: 16px;
+        }
+        .brand-arabic {
+            font-family: 'Newsreader', serif;
+            font-style: italic;
+            font-weight: 400;
+            font-size: 46px;
+            color: var(--accent-green);
+        }
+        .masthead-motto {
+            font-family: 'Newsreader', serif;
+            font-style: italic;
+            font-size: 14.5px;
+            color: var(--ink-secondary);
+            margin-top: 6px;
+        }
+        .masthead-weather-fx {
+            text-align: right;
+            font-family: 'Inter', sans-serif;
+            font-size: 11px;
+            color: var(--ink-muted);
+            line-height: 1.4;
+        }
+
+        /* NYT HORIZONTAL SECTION NAV BAR */
+        nav.section-nav {
+            border-top: 1px solid var(--border-bold);
+            border-bottom: 2px solid var(--border-bold);
+            padding: 9px 0;
+            display: flex;
+            justify-content: center;
+            gap: 26px;
+            font-family: 'Inter', sans-serif;
+            font-size: 12px;
+            font-weight: 700;
+            text-transform: uppercase;
+            letter-spacing: 0.08em;
+            margin-top: 14px;
+        }
+        nav.section-nav a { color: var(--ink-primary); text-decoration: none; transition: color 0.15s; }
+        nav.section-nav a:hover { color: var(--accent-green); }
+        nav.section-nav a.active { color: var(--accent-green); border-bottom: 2px solid var(--accent-green); padding-bottom: 1px; }
+
+        /* 3. NYT FRONT-PAGE ABOVE-THE-FOLD LEAD GRID (3-ZONE ARCHITECTURE) */
+        .lead-grid {
+            display: grid;
+            grid-template-columns: 3.2fr 4.3fr 2.5fr;
+            gap: 28px;
+            padding: 28px 0;
+            border-bottom: 1px solid var(--border-hairline);
+        }
+
+        /* ZONE 1: LEFT LEAD INVESTIGATION (NYT Column 1) */
+        .zone-left {
+            padding-right: 24px;
+            border-right: 1px solid var(--border-hairline);
+            display: flex;
+            flex-direction: column;
+            gap: 20px;
+        }
+        .kicker {
+            font-family: 'Inter', sans-serif;
+            font-size: 11px;
+            font-weight: 700;
+            text-transform: uppercase;
+            letter-spacing: 0.12em;
+            color: var(--accent-green);
+            display: block;
+            margin-bottom: 6px;
+        }
+        .main-headline {
+            font-family: 'Newsreader', serif;
+            font-size: 34px;
+            line-height: 1.15;
+            font-weight: 700;
+            color: var(--ink-primary);
+            letter-spacing: -0.01em;
+            margin-bottom: 12px;
+        }
+        .main-headline a { color: inherit; text-decoration: none; }
+        .main-headline a:hover { color: var(--accent-green); }
+
+        .dateline {
+            font-family: 'Inter', sans-serif;
+            font-weight: 800;
+            font-size: 12px;
+            color: var(--ink-primary);
+            text-transform: uppercase;
+            letter-spacing: 0.05em;
+        }
+        .lead-prose {
+            font-size: 16px;
+            line-height: 1.6;
+            color: var(--ink-secondary);
+            margin-bottom: 14px;
+        }
+
+        /* SEMAFOR-STYLE STRUCTURED TAKEAWAY DRAWER (From Design 3) */
+        .takeaway-drawer {
+            background: var(--bg-card);
+            border: 1px solid var(--border-hairline);
+            border-left: 3px solid var(--accent-green);
+            padding: 14px 18px;
+            display: flex;
+            flex-direction: column;
+            gap: 8px;
+            font-size: 13.5px;
+            border-radius: 2px;
+        }
+        .takeaway-row {
+            display: grid;
+            grid-template-columns: 85px 1fr;
+            gap: 10px;
+            line-height: 1.45;
+        }
+        .takeaway-tag {
+            font-family: 'Inter', sans-serif;
+            font-size: 10px;
+            font-weight: 700;
+            text-transform: uppercase;
+            letter-spacing: 0.06em;
+            color: var(--accent-green);
+        }
+
+        .byline-text {
+            font-family: 'Inter', sans-serif;
+            font-size: 12px;
+            color: var(--ink-muted);
+            margin-top: 8px;
+        }
+        .byline-text strong { color: var(--ink-primary); }
+
+        .secondary-package-story {
+            border-top: 1px solid var(--border-hairline);
+            padding-top: 18px;
+        }
+        .secondary-package-story h3 {
+            font-family: 'Newsreader', serif;
+            font-size: 21px;
+            line-height: 1.25;
+            font-weight: 600;
+            margin-bottom: 8px;
+        }
+        .secondary-package-story h3 a { color: inherit; text-decoration: none; }
+        .secondary-package-story h3 a:hover { color: var(--accent-green); }
+
+        /* ZONE 2: CENTER VISUAL ANCHOR & STORIES (NYT Center Visual Package) */
+        .zone-center {
+            padding-right: 24px;
+            border-right: 1px solid var(--border-hairline);
+            display: flex;
+            flex-direction: column;
+            gap: 20px;
+        }
+        .visual-anchor {
+            width: 100%;
+            height: 330px;
+            background: #D8C8B8;
+            border: 1px solid var(--border-hairline);
+            overflow: hidden;
+            border-radius: 2px;
+            position: relative;
+        }
+        .visual-anchor img { width: 100%; height: 100%; object-fit: cover; }
+        .photo-caption {
+            font-family: 'Inter', sans-serif;
+            font-size: 11.5px;
+            color: var(--ink-muted);
+            line-height: 1.4;
+            margin-top: 6px;
+        }
+        .photo-credit { text-transform: uppercase; font-size: 10px; color: var(--ink-muted); }
+
+        .center-story {
+            margin-top: 10px;
+        }
+        .center-story h2 {
+            font-family: 'Newsreader', serif;
+            font-size: 27px;
+            line-height: 1.2;
+            font-weight: 700;
+            margin-bottom: 8px;
+        }
+        .center-story h2 a { color: inherit; text-decoration: none; }
+        .center-story h2 a:hover { color: var(--accent-green); }
+
+        .center-dual-split {
+            display: grid;
+            grid-template-columns: 1fr 1fr;
+            gap: 18px;
+            border-top: 1px solid var(--border-hairline);
+            padding-top: 18px;
+            margin-top: 6px;
+        }
+        .mini-card h4 {
+            font-family: 'Newsreader', serif;
+            font-size: 17px;
+            font-weight: 600;
+            line-height: 1.3;
+            margin-bottom: 6px;
+        }
+        .mini-card h4 a { color: inherit; text-decoration: none; }
+        .mini-card h4 a:hover { color: var(--accent-green); }
+        .mini-card p { font-size: 13.5px; color: var(--ink-secondary); line-height: 1.45; }
+
+        /* ZONE 3: RIGHT OPINION RAIL & DISPATCHES (NYT Opinion Rail Style) */
+        .zone-right {
+            display: flex;
+            flex-direction: column;
+            gap: 20px;
+        }
+        .rail-header {
+            border-top: 3px solid var(--border-bold);
+            border-bottom: 1px solid var(--border-hairline);
+            padding: 8px 0;
+            display: flex;
+            justify-content: space-between;
+            align-items: center;
+            font-family: 'Inter', sans-serif;
+            font-size: 11px;
+            font-weight: 800;
+            text-transform: uppercase;
+            letter-spacing: 0.12em;
+        }
+
+        /* JAUHARI COLUMN IN OPINION RAIL */
+        .jauhari-opinion-card {
+            background: #201D1A;
+            color: #FFF1E5;
+            padding: 18px;
+            border-radius: 2px;
+            display: flex;
+            flex-direction: column;
+            gap: 10px;
+        }
+        .jauhari-meta {
+            display: flex;
+            align-items: center;
+            gap: 12px;
+        }
+        .jauhari-cutout {
+            width: 48px;
+            height: 48px;
+            border-radius: 50%;
+            border: 2px solid var(--accent-green);
+            overflow: hidden;
+            background: #444;
+            flex-shrink: 0;
+        }
+        .jauhari-cutout img { width: 100%; height: 100%; object-fit: cover; }
+        .jauhari-name-block { font-family: 'Inter', sans-serif; line-height: 1.2; }
+        .jauhari-author-name { font-size: 13px; font-weight: 700; color: #FFF; }
+        .jauhari-title-tag { font-size: 10px; text-transform: uppercase; color: #92C5B2; font-weight: 600; letter-spacing: 0.06em; }
+        .jauhari-opinion-card h3 {
+            font-family: 'Newsreader', serif;
+            font-size: 18px;
+            line-height: 1.3;
+            font-weight: 700;
+            color: #FFF1E5;
+        }
+        .jauhari-opinion-card h3 a { color: inherit; text-decoration: none; }
+        .jauhari-opinion-card h3 a:hover { color: #92C5B2; }
+
+        /* VOICES OF IQRA COLUMNIST STACK (NYT Columnist Headshot Rows) */
+        .columnist-item {
+            display: grid;
+            grid-template-columns: 44px 1fr;
+            gap: 12px;
+            align-items: flex-start;
+            padding-bottom: 14px;
+            border-bottom: 1px solid var(--border-hairline);
+        }
+        .columnist-avatar {
+            width: 44px;
+            height: 44px;
+            border-radius: 50%;
+            overflow: hidden;
+            border: 1px solid var(--border-hairline);
+            background: #E8D8C8;
+        }
+        .columnist-avatar img { width: 100%; height: 100%; object-fit: cover; }
+        .columnist-content { display: flex; flex-direction: column; gap: 3px; }
+        .columnist-byline { font-family: 'Inter', sans-serif; font-size: 11px; font-weight: 700; text-transform: uppercase; color: var(--accent-green); letter-spacing: 0.05em; }
+        .columnist-author-title { font-size: 10px; color: var(--ink-muted); font-family: 'Inter', sans-serif; }
+        .columnist-headline {
+            font-family: 'Newsreader', serif;
+            font-size: 15px;
+            line-height: 1.3;
+            font-weight: 600;
+        }
+        .columnist-headline a { color: inherit; text-decoration: none; }
+        .columnist-headline a:hover { color: var(--accent-green); }
+
+        /* FAST THE WIRE DISPATCHES (From Design 3) */
+        .wire-block {
+            background: var(--bg-card);
+            border: 1px solid var(--border-hairline);
+            border-top: 3px solid var(--accent-burgundy);
+            padding: 16px;
+        }
+        .wire-item { padding: 8px 0; border-bottom: 1px solid var(--border-hairline); }
+        .wire-item:last-child { border-bottom: none; }
+        .wire-time { font-family: 'JetBrains Mono', monospace; font-size: 10px; color: var(--accent-burgundy); font-weight: 700; }
+        .wire-title { font-size: 13.5px; font-weight: 600; line-height: 1.35; margin-top: 2px; }
+        .wire-title a { color: inherit; text-decoration: none; }
+
+        /* 4. NYT MID-PAGE SECTION RIBBONS & QUANTITATIVE DOCK */
+        .section-ribbon {
+            padding: 36px 0;
+            border-bottom: 1px solid var(--border-hairline);
+        }
+        .ribbon-header {
+            border-top: 2px solid var(--border-bold);
+            border-bottom: 1px solid var(--border-hairline);
+            padding: 8px 0;
+            margin-bottom: 24px;
+            display: flex;
+            justify-content: space-between;
+            align-items: center;
+        }
+        .ribbon-title {
+            font-family: 'Cinzel', serif;
+            font-size: 20px;
+            font-weight: 700;
+            letter-spacing: 0.1em;
+            text-transform: uppercase;
+        }
+        .ribbon-more {
+            font-family: 'Inter', sans-serif;
+            font-size: 11px;
+            font-weight: 700;
+            text-transform: uppercase;
+            color: var(--accent-green);
+            text-decoration: none;
+        }
+
+        /* 4-COLUMN HORIZONTAL SECTION ROW */
+        .ribbon-grid-4 {
+            display: grid;
+            grid-template-columns: repeat(4, 1fr);
+            gap: 24px;
+        }
+        .ribbon-card {
+            display: flex;
+            flex-direction: column;
+            gap: 8px;
+            padding-right: 18px;
+            border-right: 1px solid var(--border-hairline);
+        }
+        .ribbon-card:last-child { border-right: none; padding-right: 0; }
+        .ribbon-thumb {
+            width: 100%;
+            height: 150px;
+            background: #E8D8C8;
+            border-radius: 2px;
+            overflow: hidden;
+            margin-bottom: 6px;
+        }
+        .ribbon-thumb img { width: 100%; height: 100%; object-fit: cover; }
+        .ribbon-card h4 {
+            font-family: 'Newsreader', serif;
+            font-size: 18px;
+            line-height: 1.25;
+            font-weight: 600;
+        }
+        .ribbon-card h4 a { color: inherit; text-decoration: none; }
+        .ribbon-card h4 a:hover { color: var(--accent-green); }
+        .ribbon-card p { font-size: 13.5px; color: var(--ink-secondary); line-height: 1.45; }
+
+        /* NYT-STYLE INTERACTIVES & COMPUTATIONAL DOCK (From Design 3) */
+        .computational-dock {
+            background: var(--bg-card);
+            border: 1px solid var(--border-hairline);
+            border-top: 4px solid var(--accent-green);
+            padding: 28px;
+            margin: 36px 0;
+            border-radius: 2px;
+        }
+        .dock-header {
+            display: flex;
+            justify-content: space-between;
+            align-items: center;
+            margin-bottom: 20px;
+        }
+        .dock-title-block h3 {
+            font-family: 'Cinzel', serif;
+            font-size: 22px;
+            font-weight: 700;
+            letter-spacing: 0.08em;
+            text-transform: uppercase;
+        }
+        .dock-title-block p { font-size: 13px; color: var(--ink-muted); font-family: 'Inter', sans-serif; }
+        .dock-items-row {
+            display: grid;
+            grid-template-columns: repeat(3, 1fr);
+            gap: 24px;
+        }
+        .dock-item-box {
+            background: #fff;
+            border: 1px solid var(--border-hairline);
+            padding: 20px;
+            display: flex;
+            flex-direction: column;
+            gap: 8px;
+            border-radius: 2px;
+        }
+        .dock-badge {
+            align-self: flex-start;
+            background: var(--accent-green-light);
+            color: var(--accent-green);
+            font-family: 'Inter', sans-serif;
+            font-size: 9.5px;
+            font-weight: 700;
+            padding: 2px 6px;
+            border-radius: 2px;
+            text-transform: uppercase;
+        }
+        .dock-item-box h4 { font-family: 'Newsreader', serif; font-size: 19px; font-weight: 700; }
+        .dock-item-box p { font-size: 13px; color: var(--ink-secondary); line-height: 1.45; margin-bottom: 8px; }
+        .dock-btn {
+            font-family: 'Inter', sans-serif;
+            font-size: 11px;
+            font-weight: 700;
+            text-transform: uppercase;
+            letter-spacing: 0.06em;
+            color: var(--accent-green);
+            text-decoration: none;
+            margin-top: auto;
+        }
+        .dock-btn:hover { text-decoration: underline; }
+
+        /* NYT MASTER FOOTER */
+        footer.master-footer {
+            border-top: 3px double var(--border-bold);
+            padding: 48px 0 32px;
+            margin-top: 48px;
+        }
+        .footer-logo-row {
+            text-align: center;
+            margin-bottom: 28px;
+            padding-bottom: 20px;
+            border-bottom: 1px solid var(--border-hairline);
+        }
+        .footer-logo {
+            font-family: 'Cinzel', serif;
+            font-size: 32px;
+            font-weight: 900;
+            letter-spacing: 0.2em;
+        }
+        .footer-columns {
+            display: grid;
+            grid-template-columns: repeat(5, 1fr);
+            gap: 32px;
+            font-family: 'Inter', sans-serif;
+            font-size: 12px;
+            margin-bottom: 36px;
+        }
+        .footer-col h5 {
+            font-size: 11px;
+            font-weight: 800;
+            text-transform: uppercase;
+            letter-spacing: 0.1em;
+            margin-bottom: 12px;
+            color: var(--ink-primary);
+        }
+        .footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 8px; }
+        .footer-col a { color: var(--ink-secondary); text-decoration: none; }
+        .footer-col a:hover { color: var(--accent-green); }
+        .footer-bottom {
+            text-align: center;
+            font-family: 'Inter', sans-serif;
+            font-size: 11.5px;
+            color: var(--ink-muted);
+            border-top: 1px solid var(--border-hairline);
+            padding-top: 20px;
+        }
+    </style>
+</head>
+<body>
+
+    <!-- 1. NYT TOP UTILITY & TELEMETRY STRIP -->
+    <div class="top-utility-bar">
+        <div class="util-left">
+            <span class="util-date">Saturday, October 10, 2026</span>
+            <span>&bull;</span>
+            <span>28 Rabi' al-Awwal 1448</span>
+            <span>&bull;</span>
+            <span>Today's Broadsheet</span>
+        </div>
+        <div class="util-center">
+            <span>GOLD NISAB: <strong>RM 32,450 / 85g</strong> <span class="util-badge">+0.4%</span></span>
+            <span>&bull;</span>
+            <span>SILVER NISAB: <strong>RM 2,890</strong></span>
+            <span>&bull;</span>
+            <span>5Y SUKUK: <strong>4.82%</strong></span>
+        </div>
+        <div class="util-right">
+            <a href="#">Member Portal</a>
+            <a href="#" class="sub-btn">Subscribe &bull; $9.99/mo</a>
+        </div>
+    </div>
+
+    <div class="container">
+        <!-- 2. THE GRAND BROADSHEET MASTHEAD (NYT Centered Style) -->
+        <header class="masthead">
+            <div class="masthead-inner">
+                <div class="masthead-edition">
+                    <span>Vol. IV &middot; No. 142</span><br>
+                    <span>Kuala Lumpur &middot; London &middot; Jeddah</span>
+                </div>
+                <div class="brand-center">
+                    <div class="brand-logo">
+                        <span>IQRA</span>
+                        <span class="brand-arabic">« إقرأ »</span>
+                    </div>
+                    <div class="masthead-motto">The Broadsheet of Islamic Family Office, Geopolitical Intelligence & Shifa</div>
+                </div>
+                <div class="masthead-weather-fx">
+                    <span>Zakat Engine: Active</span><br>
+                    <span>AAOIFI Standards Ref: 2026.4</span>
+                </div>
+            </div>
+
+            <!-- NYT HORIZONTAL SECTION NAV -->
+            <nav class="section-nav">
+                <a href="#" class="active">Front Page</a>
+                <a href="#">Wealth & Succession</a>
+                <a href="#">Tibb & Shifa</a>
+                <a href="#">Geopolitical Intelligence</a>
+                <a href="#">Islamic Philosophy</a>
+                <a href="#">Calculators & Nisab</a>
+                <a href="#">The Store</a>
+            </nav>
+        </header>
+
+        <!-- 3. NYT FRONT-PAGE ABOVE-THE-FOLD LEAD GRID (3-ZONE ARCHITECTURE) -->
+        <section class="lead-grid">
+            <!-- ZONE 1: LEFT LEAD INVESTIGATION (32%) -->
+            <div class="zone-left">
+                <div>
+                    <span class="kicker">Estate Structuring &bull; Lead Investigation</span>
+                    <h1 class="main-headline">
+                        <a href="#">The Family Constitution Architecture: Protecting Intergenerational Amanah Under Cross-Border Shariah Governance</a>
+                    </h1>
+                    <p class="lead-prose">
+                        <span class="dateline">Kuala Lumpur —</span> As ultra-high-net-worth Muslim lineages encounter global regulatory divergence and estate fragmentation, traditional wills fail. Here is how modern multi-family offices execute layered Waqf Ahli and Hibah trust deeds without compromising Faraid distribution.
+                    </p>
+
+                    <!-- SEMAFOR-STYLE STRUCTURED TAKEAWAY DRAWER (From Design 3) -->
+                    <div class="takeaway-drawer">
+                        <div class="takeaway-row">
+                            <span class="takeaway-tag">The Signal</span>
+                            <span>Over 24 multi-family offices in Southeast Asia adopted dual-jurisdiction Waqf deeds in Q3 2026 to protect real estate and operating companies.</span>
+                        </div>
+                        <div class="takeaway-row">
+                            <span class="takeaway-tag">The Fiqh</span>
+                            <span>Layered lifetime Hibah transfers prevent statutory probate freezing while honoring the core Shariah inheritance boundaries.</span>
+                        </div>
+                        <div class="takeaway-row">
+                            <span class="takeaway-tag">The Exposure</span>
+                            <span>Holding dollar-denominated assets offshore exposes families to currency volatility and sudden cross-border banking restrictions.</span>
+                        </div>
+                    </div>
+
+                    <div class="byline-text">
+                        By <strong>Dr. Tariq Al-Amiri</strong> &middot; Senior Jurist &middot; 18 min read
+                    </div>
+                </div>
+
+                <!-- COMPANION SECONDARY STORY -->
+                <div class="secondary-package-story">
+                    <span class="kicker" style="color: var(--accent-burgundy);">Juristic Jurisprudence</span>
+                    <h3><a href="#">High Court Clarifies Priority Ranking of Matrimonial Harta Sepencarian vs Faraid Estates</a></h3>
+                    <p style="font-size: 14px; color: var(--ink-secondary); line-height: 1.45;">
+                        A landmark judgment establishes the pre-probate settlement timeline for surviving spouses before residual kin division.
+                    </p>
+                    <div class="byline-text">4 min read &middot; Estate Desk</div>
+                </div>
+            </div>
+
+            <!-- ZONE 2: CENTER VISUAL ANCHOR & STORIES (43%) -->
+            <div class="zone-center">
+                <div class="visual-anchor">
+                    <img src="https://images.unsplash.com/photo-1486406146926-c627a92ad1ab?auto=format&fit=crop&w=1200&q=80" alt="Financial Sovereign Center">
+                </div>
+                <div class="photo-caption">
+                    Sovereign financial districts in Kuala Lumpur and Singapore are accelerating bilateral trade clearance outside dollar hegemony. <span class="photo-credit">Falah Press / Archival</span>
+                </div>
+
+                <div class="center-story">
+                    <span class="kicker">Geopolitical Risk & Sovereign Capital</span>
+                    <h2><a href="#">The Strait of Malacca Chokepoint: How ASEAN Central Banks Counter Sovereign Energy Sanctions</a></h2>
+                    <p style="font-size: 15px; color: var(--ink-secondary); line-height: 1.55;">
+                        An unannounced bifurcation in maritime energy settlements is taking shape as national currencies replace dollar clearing across regional trade arteries.
+                    </p>
+                    <div class="byline-text">By <strong>Farhan Idris</strong> &middot; Resource Strategist &middot; 7 min read</div>
+                </div>
+
+                <!-- DUAL SUB-SPLIT (NYT Column Split) -->
+                <div class="center-dual-split">
+                    <div class="mini-card">
+                        <span class="kicker">The Shifa Desk</span>
+                        <h4><a href="#">Neuro-Theology & Fasting: The Cellular Biology of Tazkiyah</a></h4>
+                        <p>Clinical data reconciling autophagy with Prophetic fasting schedules and emotional homeostasis.</p>
+                        <div class="byline-text">Dr. Hakim Zainur &middot; 11m</div>
+                    </div>
+
+                    <div class="mini-card" style="padding-left: 18px; border-left: 1px solid var(--border-hairline);">
+                        <span class="kicker">Classical Thought</span>
+                        <h4><a href="#">Ibn Khaldun's Cyclical Model of Sovereign Debt & Decay</a></h4>
+                        <p>Lessons from fourteenth-century statecraft on why excessive taxation fractures capital accumulation.</p>
+                        <div class="byline-text">Maryam Al-Andalusi &middot; 14m</div>
+                    </div>
+                </div>
+            </div>
+
+            <!-- ZONE 3: RIGHT OPINION RAIL & DISPATCHES (25% - NYT Opinion Rail Style) -->
+            <div class="zone-right">
+                <div class="rail-header">
+                    <span>Opinion & Columns</span>
+                    <span style="color: var(--accent-green);">Voices of Iqra</span>
+                </div>
+
+                <!-- THE JAUHARI COLUMN (NYT Lead Columnist Spotlight) -->
+                <div class="jauhari-opinion-card">
+                    <div class="jauhari-meta">
+                        <div class="jauhari-cutout">
+                            <img src="https://images.unsplash.com/photo-1507003211169-0a1dd7228f2d?auto=format&fit=crop&w=200&q=80" alt="Jauhari Che Wan">
+                        </div>
+                        <div class="jauhari-name-block">
+                            <div class="jauhari-author-name">Jauhari Che Wan</div>
+                            <div class="jauhari-title-tag">The Jauhari Column</div>
+                        </div>
+                    </div>
+                    <h3><a href="#">"On Sovereign Independence: Why Muslim Capital Requires Independent Rail"</a></h3>
+                    <p style="font-size: 13.5px; color: #D5C8BD; line-height: 1.5;">
+                        "True wealth sovereignty is the disciplined stewardship of capital, institutions, and algorithmic truth aligned with Divine Amanah."
+                    </p>
+                </div>
+
+                <!-- VOICES OF IQRA FELLOWS STACK (NYT Columnist Headshot Rows) -->
+                <div class="columnist-item">
+                    <div class="columnist-avatar">
+                        <img src="https://images.unsplash.com/photo-1500648767791-00dcc994a43e?auto=format&fit=crop&w=200&q=80" alt="Dr. Tariq">
+                    </div>
+                    <div class="columnist-content">
+                        <span class="columnist-byline">Dr. Tariq Al-Amiri</span>
+                        <span class="columnist-author-title">Wealth & Succession Column</span>
+                        <div class="columnist-headline"><a href="#">Faraid, Hibah & Waqf Ahli as a Tripartite Defence for Families</a></div>
+                    </div>
+                </div>
+
+                <div class="columnist-item">
+                    <div class="columnist-avatar">
+                        <img src="https://images.unsplash.com/photo-1472099645785-5658abf4ff4e?auto=format&fit=crop&w=200&q=80" alt="Dr. Hakim">
+                    </div>
+                    <div class="columnist-content">
+                        <span class="columnist-byline">Dr. Hakim Zainur</span>
+                        <span class="columnist-author-title">The Shifa Desk</span>
+                        <div class="columnist-headline"><a href="#">Curing Cognitive Distortions Through Islamic Reframing</a></div>
+                    </div>
+                </div>
+
+                <div class="columnist-item">
+                    <div class="columnist-avatar">
+                        <img src="https://images.unsplash.com/photo-1534528741775-53994a69daeb?auto=format&fit=crop&w=200&q=80" alt="Maryam">
+                    </div>
+                    <div class="columnist-content">
+                        <span class="columnist-byline">Maryam Al-Andalusi</span>
+                        <span class="columnist-author-title">The Classical Polymath</span>
+                        <div class="columnist-headline"><a href="#">Andalusian Statecraft and the Preservation of Heritage</a></div>
+                    </div>
+                </div>
+
+                <!-- FAST INTELLIGENCE DISPATCHES -->
+                <div class="wire-block">
+                    <div style="font-family: 'Inter', sans-serif; font-size: 10px; font-weight: 800; text-transform: uppercase; letter-spacing: 0.1em; color: var(--accent-burgundy); margin-bottom: 8px;">
+                        The Wire &bull; Live Intelligence
+                    </div>
+                    <div class="wire-item">
+                        <span class="wire-time">14m ago &bull; BNM Pilot</span>
+                        <div class="wire-title"><a href="#">Ringgit-pegged wholesale digital money enters pilot phase with 6 Islamic lenders.</a></div>
+                    </div>
+                    <div class="wire-item">
+                        <span class="wire-time">1h ago &bull; AAOIFI Fiqh</span>
+                        <div class="wire-title"><a href="#">Updated standards for digital sukuk tokenisation and purification rules.</a></div>
+                    </div>
+                </div>
+            </div>
+        </section>
+
+        <!-- 4. COMPUTATIONAL SUITE & ENGINES (NYT Inset Games/Interactives Structure) -->
+        <section class="computational-dock">
+            <div class="dock-header">
+                <div class="dock-title-block">
+                    <h3>Quantitative Suite & Shariah Algorithmic Engines</h3>
+                    <p>Proprietary mathematical tools maintained by Darul Falah Research Desk</p>
+                </div>
+                <a href="#" style="font-family: 'Inter', sans-serif; font-size: 11px; font-weight: 700; text-transform: uppercase; color: var(--accent-green); text-decoration: none;">View All Engines &rarr;</a>
+            </div>
+
+            <div class="dock-items-row">
+                <div class="dock-item-box">
+                    <span class="dock-badge">Jurisprudence Solver</span>
+                    <h4>Interactive Faraid Estate Engine</h4>
+                    <p>Audit estate distributions across 24 kin categories under classical Islamic inheritance mathematics with judicial reporting.</p>
+                    <a href="#" class="dock-btn">Launch Solver &rarr;</a>
+                </div>
+
+                <div class="dock-item-box">
+                    <span class="dock-badge">Balance-Sheet Auditor</span>
+                    <h4>Zakat 2.0 Portfolio Purification</h4>
+                    <p>Automated balance-sheet deduction and real-time Nisab valuation for private equity, equities, and liquid reserves.</p>
+                    <a href="#" class="dock-btn">Calculate Zakat &rarr;</a>
+                </div>
+
+                <div class="dock-item-box">
+                    <span class="dock-badge">Succession Protocol</span>
+                    <h4>Digital Waqf Ahli Constitution</h4>
+                    <p>Interactive structuring template for intergenerational family office trusts, family governance, and asset dossiers.</p>
+                    <a href="#" class="dock-btn">Configure Waqf &rarr;</a>
+                </div>
+            </div>
+        </section>
+
+        <!-- 5. NYT HORIZONTAL SECTION RIBBONS (Mid-Page Topic Hubs) -->
+        <section class="section-ribbon">
+            <div class="ribbon-header">
+                <h3 class="ribbon-title">Islamic Finance & Sovereign Wealth</h3>
+                <a href="#" class="ribbon-more">View Section Archive &rarr;</a>
+            </div>
+
+            <div class="ribbon-grid-4">
+                <div class="ribbon-card">
+                    <div class="ribbon-thumb">
+                        <img src="https://images.unsplash.com/photo-1559526324-4b87b5e36e44?auto=format&fit=crop&w=600&q=80" alt="Islamic Finance">
+                    </div>
+                    <span class="kicker">Fintech &bull; Stablecoins</span>
+                    <h4><a href="#">Malaysia's Ringgit Stablecoin Pilot: A First Real Test for Shariah-Compliant Digital Money</a></h4>
+                    <p>Analyzing collateralization ratios and reserve transparency under Central Bank supervision.</p>
+                </div>
+
+                <div class="ribbon-card">
+                    <span class="kicker">Private Equity</span>
+                    <h4><a href="#">Mudarabah vs Musharakah in Modern Venture Debt Structuring</a></h4>
+                    <p>How family offices balance downside principal protection with equity-sharing fiqh principles.</p>
+                </div>
+
+                <div class="ribbon-card">
+                    <span class="kicker">Waqf Assets</span>
+                    <h4><a href="#">Revitalizing Idle Urban Waqf Real Estate Through Green Sukuk Tranches</a></h4>
+                    <p>Case study on financing institutional development without privatizing endowment title.</p>
+                </div>
+
+                <div class="ribbon-card">
+                    <span class="kicker">Dividend Purification</span>
+                    <h4><a href="#">Calculating Impermissible Income Proportions in Modern Global Tech ETFs</a></h4>
+                    <p>A rigorous audit methodology using AAOIFI and SAC Malaysia screening benchmarks.</p>
+                </div>
+            </div>
+        </section>
+
+        <!-- NYT MASTER FOOTER -->
+        <footer class="master-footer">
+            <div class="footer-logo-row">
+                <div class="footer-logo">IQRA</div>
+                <div style="font-family: 'Newsreader', serif; font-style: italic; font-size: 13.5px; color: var(--ink-muted); margin-top: 4px;">
+                    The Journal of Islamic Wealth, Sovereign Statecraft & Shifa
+                </div>
+            </div>
+
+            <div class="footer-columns">
+                <div class="footer-col">
+                    <h5>NEWS & ESSAYS</h5>
+                    <ul>
+                        <li><a href="#">Front Page</a></li>
+                        <li><a href="#">Wealth & Succession</a></li>
+                        <li><a href="#">Tibb & Shifa</a></li>
+                        <li><a href="#">Geopolitical Risk</a></li>
+                        <li><a href="#">Philosophy</a></li>
+                    </ul>
+                </div>
+                <div class="footer-col">
+                    <h5>EDITORIAL BOARD</h5>
+                    <ul>
+                        <li><a href="#">The Jauhari Column</a></li>
+                        <li><a href="#">Dr. Tariq Al-Amiri</a></li>
+                        <li><a href="#">Dr. Hakim Zainur Rahman</a></li>
+                        <li><a href="#">Maryam Al-Andalusi</a></li>
+                        <li><a href="#">Farhan Idris</a></li>
+                        <li><a href="#">Darul Falah Desk</a></li>
+                    </ul>
+                </div>
+                <div class="footer-col">
+                    <h5>COMPUTATIONAL SUITE</h5>
+                    <ul>
+                        <li><a href="#">Faraid Estate Solver</a></li>
+                        <li><a href="#">Zakat 2.0 Engine</a></li>
+                        <li><a href="#">Nisab Today Index</a></li>
+                        <li><a href="#">Family Constitution</a></li>
+                    </ul>
+                </div>
+                <div class="footer-col">
+                    <h5>STORE & PUBLICATIONS</h5>
+                    <ul>
+                        <li><a href="#">Digital Playbooks</a></li>
+                        <li><a href="#">Faraid Workbook</a></li>
+                        <li><a href="#">Learning Packs</a></li>
+                        <li><a href="#">Subscriber Passes</a></li>
+                    </ul>
+                </div>
+                <div class="footer-col">
+                    <h5>INSTITUTION</h5>
+                    <ul>
+                        <li><a href="#">About Iqra</a></li>
+                        <li><a href="#">Editorial Charter</a></li>
+                        <li><a href="#">Privacy & Terms</a></li>
+                        <li><a href="#">Contact Desk</a></li>
+                    </ul>
+                </div>
+            </div>
+
+            <div class="footer-bottom">
+                &copy; 2026 Iqra &middot; Darul Falah Publishing House. Published in Kuala Lumpur & London. All rights reserved.
+            </div>
+        </footer>
+    </div>
+
+</body>
+</html>
diff --git a/design-proposals/index.html b/design-proposals/index.html
new file mode 100644
index 0000000..0207e88
--- /dev/null
+++ b/design-proposals/index.html
@@ -0,0 +1,103 @@
+<!DOCTYPE html>
+<html lang="en">
+<head>
+    <meta charset="UTF-8">
+    <meta name="viewport" content="width=device-width, initial-scale=1.0">
+    <title>Iqra Editorial UI/UX Proposals — Review Dashboard</title>
+    <style>
+        * { box-sizing: border-box; margin: 0; padding: 0; }
+        body { font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif; background: #0f1117; color: #f0f3f6; padding: 40px 24px; }
+        .wrap { max-width: 1200px; margin: 0 auto; }
+        h1 { font-size: 32px; font-weight: 700; margin-bottom: 8px; color: #fff; }
+        p.subtitle { font-size: 16px; color: #8b949e; margin-bottom: 32px; }
+        .grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 28px; }
+        .card { background: #161b22; border: 1px solid #30363d; border-radius: 8px; overflow: hidden; display: flex; flex-direction: column; transition: transform 0.2s, border-color 0.2s; }
+        .card:hover { transform: translateY(-4px); border-color: #58a6ff; }
+        .card.featured { border: 2px solid #238636; }
+        .card-img-wrap { width: 100%; height: 320px; overflow: hidden; background: #0d1117; position: relative; border-bottom: 1px solid #30363d; }
+        .card-img-wrap img { width: 100%; height: 100%; object-fit: cover; object-position: top; }
+        .badge { position: absolute; top: 12px; left: 12px; background: #238636; color: #fff; padding: 4px 10px; border-radius: 4px; font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.05em; }
+        .card-content { padding: 20px; display: flex; flex-direction: column; flex: 1; }
+        .card-title { font-size: 20px; font-weight: 700; color: #fff; margin-bottom: 8px; }
+        .card-desc { font-size: 14px; color: #8b949e; line-height: 1.5; margin-bottom: 20px; flex: 1; }
+        .card-actions { display: flex; gap: 12px; }
+        .btn { padding: 10px 16px; border-radius: 6px; font-size: 13px; font-weight: 600; text-decoration: none; text-align: center; }
+        .btn-primary { background: #238636; color: #fff; flex: 1; }
+        .btn-primary:hover { background: #2ea043; }
+        .btn-secondary { background: #21262d; color: #c9d1d9; border: 1px solid #30363d; }
+        .btn-secondary:hover { background: #30363d; color: #fff; }
+    </style>
+</head>
+<body>
+    <div class="wrap">
+        <h1>Iqra Editorial UI/UX Proposals</h1>
+        <p class="subtitle">Review the high-fidelity prototypes and full renders below. Click "Open Prototype" to view the live responsive HTML.</p>
+
+        <div class="grid">
+            <!-- DIRECTION 4 (HYBRID: FT/TERMINAL + NYT) -->
+            <div class="card featured">
+                <div class="card-img-wrap">
+                    <span class="badge">Recommended Hybrid</span>
+                    <img src="previews/ft_nyt_hybrid_preview.png" alt="Direction 4 Preview">
+                </div>
+                <div class="card-content">
+                    <h2 class="card-title">Direction 4: The Sovereign Broadsheet (FT & NYT Hybrid)</h2>
+                    <p class="card-desc">Blends the warm broadsheet aesthetics and live telemetry of Designs 1 & 3 with the 3-zone front-page architecture of The New York Times (Lead Package, Visual Anchor, and Voices of Iqra Opinion Rail).</p>
+                    <div class="card-actions">
+                        <a href="direction-4-herald-broadsheet.html" class="btn btn-primary" target="_blank">Open Interactive Prototype &rarr;</a>
+                        <a href="previews/ft_nyt_hybrid_preview.png" class="btn btn-secondary" target="_blank">Full Render PNG</a>
+                    </div>
+                </div>
+            </div>
+
+            <!-- DIRECTION 1 (FT.COM BENCHMARK) -->
+            <div class="card">
+                <div class="card-img-wrap">
+                    <span class="badge" style="background: #0E4D36;">FT.com Benchmark</span>
+                    <img src="previews/ft_gazette_preview.png" alt="Direction 1 Preview">
+                </div>
+                <div class="card-content">
+                    <h2 class="card-title">Direction 1: The Falah Gazette (FT Benchmark)</h2>
+                    <p class="card-desc">Signature FT warm salmon-linen paper (#FFF1E5), double-rule broadsheet masthead, live Nisab top ticker, asymmetric 3-column lead, The Jauhari Column, and Voices of Iqra 5-fellow horizontal rail.</p>
+                    <div class="card-actions">
+                        <a href="direction-1-falah-gazette.html" class="btn btn-primary" target="_blank">Open Interactive Prototype &rarr;</a>
+                        <a href="previews/ft_gazette_preview.png" class="btn btn-secondary" target="_blank">Full Render PNG</a>
+                    </div>
+                </div>
+            </div>
+
+            <!-- DIRECTION 3 (TERMINAL INTELLIGENCE) -->
+            <div class="card">
+                <div class="card-img-wrap">
+                    <span class="badge" style="background: #026E54;">Bloomberg / Semafor</span>
+                    <img src="previews/sovereign_rail_preview.png" alt="Direction 3 Preview">
+                </div>
+                <div class="card-content">
+                    <h2 class="card-title">Direction 3: Sukuk & Sovereign Rail</h2>
+                    <p class="card-desc">Modern financial intelligence terminal with Semafor-style structured takeaway micro-drawers (The Signal, The Fiqh, The Exposure) and an interactive quantitative suite dock.</p>
+                    <div class="card-actions">
+                        <a href="direction-3-sovereign-rail.html" class="btn btn-primary" target="_blank">Open Interactive Prototype &rarr;</a>
+                        <a href="previews/sovereign_rail_preview.png" class="btn btn-secondary" target="_blank">Full Render PNG</a>
+                    </div>
+                </div>
+            </div>
+
+            <!-- DIRECTION 2 (AL-QALAM REVIEW) -->
+            <div class="card">
+                <div class="card-img-wrap">
+                    <span class="badge" style="background: #165B33;">Scholarly Journal</span>
+                    <img src="previews/alqalam_review_preview.png" alt="Direction 2 Preview">
+                </div>
+                <div class="card-content">
+                    <h2 class="card-title">Direction 2: Al-Qalam Review</h2>
+                    <p class="card-desc">Foreign Affairs and London Review of Books aesthetic. Generous whitespace on book-stock ivory paper, single-column grand monograph with pull-quotes and classical drop-caps.</p>
+                    <div class="card-actions">
+                        <a href="direction-2-alqalam-review.html" class="btn btn-primary" target="_blank">Open Interactive Prototype &rarr;</a>
+                        <a href="previews/alqalam_review_preview.png" class="btn btn-secondary" target="_blank">Full Render PNG</a>
+                    </div>
+                </div>
+            </div>
+        </div>
+    </div>
+</body>
+</html>
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