Auto-sync 2026-08-16 06:00:01

2026-08-16 06:08:47 +08:00
commit 2c5871ba01
31 changed files with 3010 additions and 0 deletions
@@ -0,0 +1,42 @@
+## THE DECLARATION
+
+**HUKM**  
+You shall document, encrypt, and distribute your seed phrases and private keys according to a three-tier custody hierarchy — Hot (daily use), Cold (quarterly access), Inherited (executor-only) — and you shall bind your executor to a multi-signature dead-man switch that releases access only upon verified proof of death, not upon coercion, bribe, or compromise.
+
+**DALEEL**  
+The Prophet ﷺ said: *“The believer is not the one who fills his stomach while his neighbor goes hungry.”* (Bukhari). Preservation of wealth (*Hifz al-Mal*) is a Maqasid al-Shari’ah — your digital assets are *amana* (trust). If your keys are lost, stolen, or seized, the wealth is destroyed, and the rights of heirs and beneficiaries are nullified. The Quran commands: *“And do not consume one another’s wealth unjustly.”* (2:188). Access without corruption is a pre-condition for justice.
+
+**MAQSAD**  
+*Hifz al-Mal* (Preservation of Wealth) — the primary Maqasid. Sub-maqasid: *Hifz al-Nasl* (Protection of lineage — heirs must receive their shares), *Hifz al-Din* (Wealth used for sadaqah jariyah must not be locked). The entire inheritance chain fails if the executor cannot open the vault. Access is not convenience; it is *fard kifayah* (communal obligation) for the estate.
+
+**SHURUT**  
+- The seed phrase must never exist in a single physical location. Split using Shamir’s Secret Sharing or a 2-of-3 multi-sig scheme.  
+- The executor must be a *wasi* (trusted heir) independent from the beneficiaries — no financial relationship that could incentivize early release.  
+- A dead-man switch must be configured: a smart contract or physical notary that releases the key only after 90 days of inactivity and a signed affidavit of death from two witnesses.  
+- The custody quadrant must be written and witnessed: Hot wallet (under 5% of estate), Cold wallet (50% in hardware, quarterly check), Inherited wallet (45% in multi-sig, executor + one family member), and a *Waqf* wallet (perpetual, no human key — time-locked or DAO-governed).
+
+**MUNKATHIRAT**  
+1. Storing the seed phrase in a password manager, cloud drive, or safe deposit box without a dead-man clause — this is *gharar* (excessive uncertainty) and voids the clause.  
+2. Appointing an executor who is also a beneficiary — this creates *ta’assub* (bias) and risks the *wasi* being bribed by their own share.  
+3. Using a single private key for the entire estate — this is *israf* (waste) and *tafrīt* (negligence); one fire, one hack, one betrayal erases the legacy.
+
+---
+
+## THE EXECUTION
+
+**STEP 1: CREATE THE CUSTODY QUADRANT MAP (This Week)**  
+Draw four boxes on paper. Label: Hot, Cold, Inherited, Waqf. Write the approximate percentages (5%, 50%, 45%, 0% for now). For each box, list the wallet address, the key type, and the person who holds the partial key. Print two copies. Seal one in an envelope with your executor’s name. Burn the digital copy.
+
+**STEP 2: SPLIT THE INHERITED WALLET KEY (Within 7 Days)**  
+Use a 2-of-3 multi-sig setup (e.g., Gnosis Safe, Electrum, or a hardware wallet with Shamir). Distribute the three partial keys: one to your executor (non-relative), one to a trusted family member (non-beneficiary of this wallet), one to a licensed notary or lawyer. Test the recovery process — send 0.01 ETH to the multi-sig address, then simulate a recovery with two keys. Discard any method that takes longer than 30 minutes.
+
+**STEP 3: DEPLOY THE DEAD-MAN SWITCH (Within 14 Days)**  
+If you use a smart contract: use a service like Safe Guardians or a custom Solidity contract with a 90-day inactivity timer. Fund it with a small recurring transaction from your hot wallet. If you use a physical notary: write a sealed letter with your seed phrase, give it to a notary with instructions to release only upon a death certificate *and* a signed affidavit from your executor matching your voice recording verification. Set a calendar reminder to refresh the notary letter every 12 months.
+
+---
+
+## THE HISBAH
+
+**What dies with you that should only sleep until your executor wakes it?**
+
+Sit with the question until it burns. Your seed phrase is not a memory — it is a lock. If you are the only key, your wealth dies with you. The Quran warns: *“And do not throw yourselves into destruction.”* (2:195). Destroying access is a form of self-destruction. Now answer: Where is your seed phrase right now? Is it in your head? In a drawer? In a cloud? If a single person — a thief, a hacker, a government — can take it, your executor cannot. If no one can take it, your heirs cannot find it. The middle path is the dead-man switch: the key exists, but it only moves when you stop moving. That is *Hifz al-Mal*. That is justice.